Vitruvian Financial Planning Limited

Reference number: 918408

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Vitruvian Financial Planning Limited (FRN 918408) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Vitruvian Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Vitruvian Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When partnership.sjp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07908 757466 is
  • Whether EC3V 9BQ is a shared office: 222 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Rafal Amer Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
16730341
Company status
Active
Company type
Private limited company
Incorporated
19 September 2025 (1 year old)
Registered office
8b Adolphus Road, London, N4 2AZ, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Rafal Amer Director Apr 1981 19 Sep 2025 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Vitruvian Financial Planning’s history from the FCA register and Companies House, newest first.

2025

12 November 2025

  • Changed its registered name from "Rafal Amer"

FCA register

19 September 2025

  • Incorporated at Companies House
  • Rafal Amer took control (75–100% of shares)
  • Rafal Amer appointed as a director

Companies House

2019

17 December 2019

  • Became an appointed representative
  • Began trading as "Vitruvian Financial Planning"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Vitruvian Financial Planning

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeMagellan Investment Partners (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Vitruvian Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 6 events in its history

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Frequently asked questions about this firm

Is Vitruvian Financial Planning Limited FCA authorised?
Vitruvian Financial Planning Limited (FRN 918408) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Vitruvian Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Vitruvian Financial Planning Limited (FRN 918408) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Vitruvian Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Vitruvian Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Vitruvian Financial Planning’s phone number and website?
The FCA register lists the phone number 07908 757466 and the website partnership.sjp.co.uk/partner/rafalamer for Vitruvian Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Vitruvian Financial Planning a scam or clone?
Vitruvian Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Vitruvian Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Vitruvian Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Vitruvian Financial Planning?
Companies House lists one person with significant control of Vitruvian Financial Planning: Mr Rafal Amer (75–100% of shares).
Who runs Vitruvian Financial Planning?
Companies House lists one director of Vitruvian Financial Planning: Rafal Amer.
How long has Vitruvian Financial Planning been in business?
The company was formed on 19 September 2025.
Does Vitruvian Financial Planning use any other names?
It has previously used the name Rafal Amer.

Sources and links

The full report on Vitruvian Financial Planning Limited

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