Volt Risk Solutions Limited

Reference number: 826827

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Independent Broking Solutions Limited Reference number: 312026 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • VOLT RISK SOLUTIONS LIMITED (FRN 826827) is an AR of Independent Broking Solutions Limited (FRN 312026). When you use VOLT RISK SOLUTIONS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from VOLT RISK SOLUTIONS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When orbioinsurance.com first appeared online, and whether it can receive email
  • What kind of line 020 3468 0009 is
  • Who else gives the postcode EC4R 1DD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Orbio Trading name
  • VOLT Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Independent Broking Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11628278
Company status
Active
Company type
Private limited company
Incorporated
17 October 2018 (8 years old)
Registered office
1 George Yard, 4th Floor, London, EC3V 9DF, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicholas Beresford Readings Director Jun 1952 17 Oct 2018 28 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
28
closed down
4
are FCA-registered
19

In the full report: all 28 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 19 on the FCA register, including one no longer authorised
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Filed accounts and finances

Year to 31 December 2024Micro-entity accountsNot audited

Net assets

−£30.2k

Same as −£30.2k

Employees (average)

0

Same as 0

Owed within a year

£30.3k

Same as £30.3k

Net assets are negative: on its last balance sheet the company owed £30.2k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11628278. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Volt Risk Solutions’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2022

29 June 2022

  • Independent Broking Solutions Limited took control (75–100% of shares)
  • The Estate Of Christopher David Newton gave up control

Companies House

2018

23 November 2018

  • Became an appointed representative

FCA register

17 October 2018

  • Incorporated at Companies House
  • The Estate Of Christopher David Newton took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Volt Risk Solutions

Other FCA-listed firms that share a director, phone number or address with Volt Risk Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
12

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12)
  • Who links each one: the named directors, with dates
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Firms like Volt Risk Solutions

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Volt Risk Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 28 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 8 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Volt Risk Solutions Limited FCA authorised?
Volt Risk Solutions Limited (FRN 826827) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Volt Risk Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Volt Risk Solutions Limited (FRN 826827) is an AR of Independent Broking Solutions Limited (FRN 312026). When you use Volt Risk Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Volt Risk Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Volt Risk Solutions’ phone number and website?
The FCA register lists the phone number 020 3468 0009 and the website orbioinsurance.com for Volt Risk Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Volt Risk Solutions a scam or clone?
Volt Risk Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Volt Risk Solutions?
Protection works through Independent Broking Solutions Limited, the principal firm responsible for Volt Risk Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Volt Risk Solutions?
Volt Risk Solutions is owned by Independent Broking Solutions Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 29 June 2022. Before that, it was controlled by The Estate Of Christopher David Newton.
Who runs Volt Risk Solutions?
Companies House lists one director of Volt Risk Solutions: Nicholas Beresford Readings.
How long has Volt Risk Solutions been in business?
The company was formed on 17 October 2018.
What do Volt Risk Solutions’ latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of −£30.2k (same as −£30.2k).
Does Volt Risk Solutions use any other names?
It trades as Orbio and VOLT.

Sources and links

The full report on Volt Risk Solutions Limited

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