Wealth Guide Limited

Reference number: 1045861

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Wealth Guide Limited (FRN 1045861) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use Wealth Guide's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Wealth Guide, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wealthguide.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 047 2892 is
  • Who else gives the postcode M2 1DH
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 April 2025 (1 year old)
Registered office
Core, 30 Brown Street, Manchester, M2 1DH, United Kingdom
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael James Lavin Director Apr 1985 10 Apr 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Wealth Guide’s history from the FCA register and Companies House, newest first.

2025

13 December 2025

  • Became an appointed representative

FCA register

10 April 2025

  • Incorporated at Companies House
  • Michael James Lavin took control (75–100% of shares)
  • Michael James Lavin appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Wealth Guide

Other FCA-listed firms that share a director, phone number or address with Wealth Guide. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Wealth Guide

Other firms of the same type (financial adviser), nearest first.

In the Manchester (M) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wealth Guide

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 4 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Wealth Guide Limited FCA authorised?
Wealth Guide Limited (FRN 1045861) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Wealth Guide?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Wealth Guide Limited (FRN 1045861) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use Wealth Guide's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Wealth Guide, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Wealth Guide’s phone number and website?
The FCA register lists the phone number 0800 047 2892 and the website wealthguide.co.uk for Wealth Guide. If you were given different contact details, use these to check with the firm before going any further.
Is Wealth Guide a scam or clone?
Wealth Guide is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Wealth Guide?
Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for Wealth Guide's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Wealth Guide?
Companies House lists one person with significant control of Wealth Guide: Michael James Lavin (75–100% of shares).
Who runs Wealth Guide?
Companies House lists one director of Wealth Guide: Michael James Lavin.
How long has Wealth Guide been in business?
The company was formed on 10 April 2025.

Sources and links

The full report on Wealth Guide Limited

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