WestBerks Properties Ltd
Reference number: 604386
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 13 years
- Protected through the principal
- No FCA actions
- Active company since 2012
- Accounts filed up to 31 August 2025
- On its latest accounts it owed £13.6k more than it owned
- 1 thing worth a closer look in the background checks
Responsible principal firm
STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- WestBerks Properties Ltd (FRN 604386) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use WestBerks Properties's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from WestBerks Properties, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
25 Elvaston Way, Tilehurst, Reading, Reading, RG30 4LX, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When mm-financial.co.uk first appeared online, and whether it can receive email
- What kind of line 01635 282752 is
- Who else gives the postcode RG30 4LX
Other names (4)
If you were contacted under any of these names, it is this firm.
- M M Financial Trading name: A name it trades under now.
- Martin Melton Former name: A name it was registered under before.
- WBP Mortgage Shop Former trading name: A name it used to trade under.
- WestBerks Financial Services Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08204168 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 September 2012 (14 years old)
- Registered office
- 25 Elvaston Way, Tilehurst, Reading, RG30 4LX, England
- Nature of business
-
- Real estate agencies (SIC 68310)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Martin Melton | Director | Feb 1962 | 6 Sep 2012 | None |
| Lana Melton | Director | Oct 1963 | 14 Jun 2024 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 3 people who have been directors, with their dates
Filed accounts and finances
Net assets
−£13.6k
Up £404 from −£14.0k
Cash at bank
£3,733
−32% from £5,461
Employees (average)
2
Same as 2
Owed within a year
£17.4k
+4.4% from £16.7k
Net assets are negative: on its last balance sheet the company owed £13.6k more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08204168. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
WestBerks Properties’s history from the FCA register and Companies House, newest first.
2024
17 July 2024
- Changed its registered name from "Martin Melton"
FCA register
2019
29 April 2019
- Changed its registered name from "WestBerks Properties Ltd"
FCA register
2017
18 October 2017
- Lojer Products Limited stopped being the majority owner
- Martin Melton took control (75–100% of shares)
Companies House
2016
6 April 2016
- Lojer Products Limited became the majority owner (50–75% of shares)
Companies House
2013
11 July 2013
- Became an appointed representative
FCA register
2012
6 September 2012
- Incorporated at Companies House
Companies House
In the full report: all 18 events
- All 18 events in its history (7 shown here)
- Every director appointment and resignation: 4
Firms like WestBerks Properties
Other firms of the same type (mortgage adviser or broker), nearest first.
In Reading
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on WestBerks Properties
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 18 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is WestBerks Properties Ltd FCA authorised?
What does appointed representative mean for WestBerks Properties?
What is WestBerks Properties’ phone number and website?
Is WestBerks Properties a scam or clone?
Is my money safe with WestBerks Properties?
Who owns WestBerks Properties?
Who runs WestBerks Properties?
How long has WestBerks Properties been in business?
What do WestBerks Properties’ latest accounts show?
Does WestBerks Properties use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk