Westward Rose Limited
Reference number: 630086
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Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 12 years
- Protected through the principal
- No FCA actions
- Active company since 2014
- Accounts filed up to 28 February 2026
- On its latest accounts it owed £19.9k more than it owned
Responsible principal firm
Konsileo (Trading) Limited Reference number: 748287 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Westward Rose Limited (FRN 630086) introduces customers to Konsileo (Trading) Limited (FRN 748287). Any regulated advice or arranging is done by the principal, not Westward Rose.
- Example: if Westward Rose refers you to a financial adviser, the advice should come from the principal firm, not from Westward Rose itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Lime House, 75 Church Road, Essex, CO5 0HB, United Kingdom
In the full report: 3 background checks
- When westwardrose.com first appeared online, and whether it can receive email
- What kind of line 07411 931845 is
- Who else gives the postcode CO5 0HB
Other names (1)
If you were contacted under any of these names, it is this firm.
- Westward Rose Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Konsileo (Trading) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08884638 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 February 2014 (12 years old)
- Registered office
- Lime House, 75 Church Road, Tiptree, Essex, CO5 0HB
- Nature of business
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- Management of real estate on a fee or contract basis (SIC 68320)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Suzanne Hancock | Director | Jun 1974 | 10 Feb 2014 | None |
| Stuart Hancock | Director | Oct 1972 | 5 Dec 2024 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
−£19.9k
−375% from £7,247
Employees (average)
4
Same as 4
Owed within a year
£37.2k
+43% from £26.1k
Net assets are negative: on its last balance sheet the company owed £19.9k more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08884638. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Westward Rose’s history from the FCA register and Companies House, newest first.
2026
27 March 2026
- Changed its registered name from "Westward Rose Ltd"
FCA register
13 January 2026
- Suzanne Jean Hancock became the majority owner (50–75% of shares)
Companies House
5 January 2026
- Suzanne Hancock gave up control
Companies House
2024
5 December 2024
- Stuart Hancock appointed as a director
Companies House
2016
1 October 2016
- Suzanne Hancock took control (75–100% of shares)
Companies House
2014
12 August 2014
- Became an introducer appointed representative
FCA register
10 February 2014
- Incorporated at Companies House
- Suzanne Hancock appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Westward Rose
Other FCA-listed firms that share a director, phone number or address with Westward Rose. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Westward Rose
Other firms of the same type (insurance broker), nearest first.
In the Colchester (CO) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Westward Rose
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 8 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk