Wfs (Nw) Limited

Reference number: 982532

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • WFS (NW) LIMITED (FRN 982532) is an AR of Golden Charter Limited (FRN 965279). When you use WFS (NW)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from WFS (NW), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01744 833866

  • Address

    54-56 Ormskirk Street, St Helens, Merseyside, WA10 2TF, United Kingdom

In the full report: 2 background checks

  • What kind of line 01744 833866 is
  • Who else gives the postcode WA10 2TF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Walker's Funeral Service Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 July 2021 (5 years old)
Registered office
54-56 Ormskirk Street, St Helens, Merseyside, WA10 2TF, England
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Walker Director Aug 1985 5 Jul 2021 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2026Abridged accountsNot audited

Net assets

£37

Up £36 from £1

Cash at bank

£21.0k

Up £21.0k from £1

Employees (average)

7

No earlier figure to compare

Owed within a year

£44.6k

No earlier figure to compare

Net assets

In the full report: all 5 years of accounts

  • Every year from 2022 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13492660. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Wfs (Nw)’s history from the FCA register and Companies House, newest first.

2022

5 September 2022

  • Became an appointed representative
  • Began trading as "Walker's Funeral Service"

FCA register

2021

5 July 2021

  • Incorporated at Companies House
  • Richard Walker took control (75–100% of shares)
  • Richard Walker appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Wfs (Nw)

Other FCA-listed firms that share a director, phone number or address with Wfs (Nw). A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Wfs (Nw)

Other firms of the same type (funeral director), nearest first.

In the Warrington (WA) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wfs (Nw)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Wfs (Nw) Limited FCA authorised?
Wfs (Nw) Limited (FRN 982532) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Wfs (Nw)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Wfs (Nw) Limited (FRN 982532) is an AR of Golden Charter Limited (FRN 965279). When you use Wfs (Nw)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Wfs (Nw), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Wfs (Nw)’s phone number?
The FCA register lists the phone number 01744 833866 for Wfs (Nw). If you were given different contact details, use these to check with the firm before going any further.
Is Wfs (Nw) a scam or clone?
Wfs (Nw) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Wfs (Nw)?
Protection works through Golden Charter Limited, the principal firm responsible for Wfs (Nw)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Wfs (Nw)?
Companies House lists one person with significant control of Wfs (Nw): Mr Richard Walker (75–100% of shares).
Who runs Wfs (Nw)?
Companies House lists one director of Wfs (Nw): Richard Walker.
How long has Wfs (Nw) been in business?
The company was formed on 5 July 2021.
What do Wfs (Nw)’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £37 (up £36 from £1) and cash at bank of £21.0k (up £21.0k from £1).
Does Wfs (Nw) use any other names?
It trades as Walker's Funeral Service.

Sources and links

The full report on Wfs (Nw) Limited

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