WILLU Invest Limited

Reference number: 757816

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When willu.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3745 3751 is, and the other firm that gives it
  • Who else gives the postcode E14 9GE
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • WillU Trading name
  • WillU Financial Group Trading name
  • WillU Insure Trading name
  • WillU Life Trading name
  • WILLU Invest Ltd Former name
  • WILLU Ltd Former name
  • Remulate Protect Former trading name
  • WilllU Group Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09910112
Company status
Active
Company type
Private limited company
Incorporated
9 December 2015 (10 years old)
Registered office
C/O Sobell Rhodes, The Kinetic Centre, Theobald Street, Borehamwood, WD6 4PJ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Craig Richard Copeland Director Aug 1989 6 Mar 2017 9 other companies
Ross Belgian Sando Director Apr 1978 6 Mar 2017 8 other companies
Jack Anthony Lane-Matthews Director Mar 1993 1 Dec 2025 8 other companies
Lawrie Wilson Director Sep 1987 1 Dec 2025 4 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
closed down
4
are FCA-registered
3

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 8 companies these 4 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£381k

+254% from £108k

Cash at bank

£41.7k

−32% from £61.1k

Owed within a year

£533k

+112% from £251k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09910112. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

WILLU Invest’s history from the FCA register and Companies House, newest first.

Key events (9) All events (28)

2022

28 March 2022

  • Changed its registered name from "WILLU Invest Ltd"

FCA register

2019

14 December 2019

  • Changed its registered name from "WILLU Ltd"

FCA register

2017

11 April 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 March 2017

  • Craig Richard Copeland became a part-owner (25–50% of shares)
  • Henry Fordham gave up control
  • Ross Belgian Sando became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Henry Fordham took control (75–100% of shares)

Companies House

2015

9 December 2015

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (9 shown here)
  • Every director appointment and resignation: 8
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Firms connected to WILLU Invest

Other FCA-listed firms that share a director, phone number or address with WILLU Invest. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
2
share its phone number
1

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like WILLU Invest

Other firms of the same type (financial adviser), nearest first.

In London

Ernst & Young LLPLondonAuthorisedGallagher (Administration & Investment) LimitedLondonAuthorisedGallagher Risk & Reward LimitedLondonAuthorisedKroll Securities LtdLondonAuthorisedCambridge Mercantile Risk Management (UK) LtdLondonAuthorisedCapita Pension Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on WILLU Invest

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 28 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is WILLU Invest Limited FCA authorised?
Yes, WILLU Invest Limited (FRN 757816) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2017 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is WILLU Invest’s phone number and website?
The FCA register lists the phone number 020 3745 3751 and the website willu.co.uk for WILLU Invest. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is WILLU Invest a scam or clone?
WILLU Invest is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with WILLU Invest?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about WILLU Invest to the Financial Ombudsman Service, free of charge.
Who owns WILLU Invest?
Companies House lists 2 people with significant control of WILLU Invest: Mr Ross Belgian Sando (25–50% of shares) and Mr Craig Richard Copeland (25–50% of shares). Before that, it was controlled by Mr Henry Fordham.
Who runs WILLU Invest?
Companies House lists 4 directors of WILLU Invest: Craig Richard Copeland, Ross Belgian Sando, Jack Anthony Lane-Matthews and Lawrie Wilson.
How long has WILLU Invest been in business?
The company was formed on 9 December 2015, and has held its current FCA authorisation since April 2017.
What do WILLU Invest’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £381k (+254% from £108k) and cash at bank of £41.7k (−32% from £61.1k).
Does WILLU Invest use any other names?
It trades as WillU, WillU Financial Group, WillU Insure and WillU Life. It has previously used 4 other names, including WILLU Invest Ltd, WILLU Ltd and Remulate Protect.

Sources and links

The full report on WILLU Invest Limited

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