Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 17 years
- Protected through the principal
- No FCA actions
- Active company since 2000
- Accounts filed up to 31 December 2024
- On its latest accounts it owed £1.59m more than it owned
Responsible principal firm
ONLINE TRAVEL INSURANCE SERVICES LIMITED Reference number: 480416 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- World Traveller UK Ltd (FRN 497202) is an AR of ONLINE TRAVEL INSURANCE SERVICES LIMITED (FRN 480416). When you use World Traveller UK's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from World Traveller UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
-
Address
1 Primrose Street, London, EC2A 2EX, United Kingdom
In the full report: 3 background checks
- When magicbreaks.co.uk first appeared online, and whether it can receive email
- What kind of line 0844 249 9278 is
- Who else gives the postcode EC2A 2EX
Other names (4)
If you were contacted under any of these names, it is this firm.
- Magicbreaks Trading name: A name it trades under now.
- Worldski Trading name: A name it trades under now.
- World Travellers Trading name: A name it trades under now.
- Workd Ski Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Online Travel Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- WORLD TRAVELLERS UK LIMITED
- Company number
- 04083364 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 October 2000 (26 years old)
- Registered office
- Nucleus House, 2nd Floor, 2 Lower Mortlake Road, Richmond, TW9 2JA, England
- Nature of business
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- Travel agency activities (SIC 79110)
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Thomas William Lockyer Dunkley | Director | Nov 1971 | 2 Apr 2003 | 8 other companies |
| Karl David Harrison | Director | Aug 1963 | 2 Apr 2003 | 29 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 33
- closed down
- 24
- is FCA-registered
- 1
In the full report: all 33 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 4 companies these 2 directors run together
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£1.59m
Up £12.8k from −£1.61m
Cash at bank
£1,208
−43% from £2,123
Employees (average)
20
−20% from 25
Owed within a year
£5.38m
−7.2% from £5.80m
Net assets are negative: on its last balance sheet the company owed £1.59m more than it owned.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2024
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 04083364. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
World Traveller UK’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Karl David Harrison took control (75–100% of shares)
- Thomas William Lockyer Dunkley gained significant control
Companies House
2009
5 March 2009
- Became an appointed representative
FCA register
2000
4 October 2000
- Incorporated at Companies House
Companies House
In the full report: all 21 events
- All 21 events in its history (4 shown here)
- Every director appointment and resignation: 12
Firms connected to World Traveller UK
Other FCA-listed firms that share a director, phone number or address with World Traveller UK. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Firms like World Traveller UK
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on World Traveller UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 33 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 21 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk