XPAT Limited

Reference number: 459255

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When pensionexchange.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 094 7477 is, and the other firm that gives it
  • Whether W1J 6BD is a shared office: 45 other firms give it
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Other names (15)

If you were contacted under any of these names, it is this firm.

  • Global Wealth Consultancy Trading name
  • Pension Exchange Trading name
  • Prism Xpat Trading name
  • PX Financial Trading name
  • PX International Trading name
  • PX Pension Exchange Trading name
  • FX Assist Former trading name
  • Global Wealth Consultancy UK Former trading name
  • Global Wealth Consulting Former trading name
  • GWC Former trading name
  • Prism Xpat SA Former trading name
  • PX Migration Finance Former trading name
  • PX Pension Migration Former trading name
  • PX Wealth Former trading name
  • Xpat SA Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments
  • Providing basic advice on stakeholder products

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04620989
Company status
Active
Company type
Private limited company
Incorporated
18 December 2002 (23 years old)
Registered office
Swatton Barn, Badbury, Swindon, Witshire, SN4 0EU
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Darion William Pohl Director Jul 1972 18 Dec 2002 7 other companies
Charlotte Barnes Director Dec 1979 21 May 2024 2 other companies
Nicola Tamar Pohl Secretary Not published 8 May 2009 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
5
is FCA-registered
1

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 2 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£45.0k

+1.8% from £44.2k

Cash at bank

£10.0k

−22% from £12.9k

Employees (average)

0

−100% from 5

Owed within a year

£36.0k

−45% from £65.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04620989. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Xpat’s history from the FCA register and Companies House, newest first.

Key events (9) All events (51)

2024

31 December 2024

  • Mendaq Limited took control (75–100% of shares)
  • Pxgh Limited gave up control

Companies House

2022

22 March 2022

  • Darion William Pohl gave up control
  • Pxgh Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Darion William Pohl took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

2 January 2007

  • Became authorised by the FCA

FCA register

2006

19 December 2006

  • Regulated by the Financial Services Authority from this date

FCA register

2002

18 December 2002

  • Incorporated at Companies House

Companies House

In the full report: all 51 events

  • All 51 events in its history (9 shown here)
  • Every director appointment and resignation: 14
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Firms connected to Xpat

Other FCA-listed firms that share a director, phone number or address with Xpat. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Xpat

Other firms of the same type (financial adviser), nearest first.

In London

Ernst & Young LLPLondonAuthorisedGallagher (Administration & Investment) LimitedLondonAuthorisedGallagher Risk & Reward LimitedLondonAuthorisedKroll Securities LtdLondonAuthorisedCambridge Mercantile Risk Management (UK) LtdLondonAuthorisedCapita Pension Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Xpat

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 51 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is XPAT Limited FCA authorised?
Yes, XPAT Limited (FRN 459255) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2007 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Xpat’s phone number and website?
The FCA register lists the phone number 0330 094 7477 and the website pensionexchange.co.uk for Xpat. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Xpat a scam or clone?
Xpat is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Xpat?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Xpat to the Financial Ombudsman Service, free of charge.
Who owns Xpat?
Xpat is owned by Mendaq Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 December 2024. Before that, it was controlled by Pxgh Limited and Mr Darion William Pohl.
Who runs Xpat?
Companies House lists 2 directors of Xpat: Darion William Pohl and Charlotte Barnes.
How long has Xpat been in business?
The company was formed on 18 December 2002, and has held its current FCA authorisation since January 2007.
What do Xpat’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £45.0k (+1.8% from £44.2k) and cash at bank of £10.0k (−22% from £12.9k).
Does Xpat use any other names?
It trades as Global Wealth Consultancy, Pension Exchange, Prism Xpat, PX Financial and PX International, and 1 more names. It has previously used 9 other names, including FX Assist, Global Wealth Consultancy UK and Global Wealth Consulting.

Sources and links

The full report on XPAT Limited

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