Yorkshire Bank Home Loans Limited

Reference number: 303825

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When nationwide.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 345 7365 is, and the 2 other firms that give it
  • Who else gives the postcode NE3 4PL
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Clydesdale Trading name: A name it trades under now.
  • Virgin Money Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Acting as a CBTL lender
  • Entering into a regulated mortgage contract as lender

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 October 1984 (42 years old)
Registered office
Jubilee House, Gosforth, Newcastle Upon Tyne, NE3 4PL, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Henry Jordan Director Apr 1973 1 Sep 2025 1 other company
Muir Mathieson Director Aug 1974 1 Sep 2025 23 other companies
Gavin Smyth Director Jul 1977 2 Apr 2026 6 other companies
NBS COSEC LIMITED Corporate secretary Not published 31 Jul 2025 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
24
closed down
4
are FCA-registered
6

In the full report: all 24 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 on the FCA register
  • The 5 companies these 3 directors run together
  • All 46 people who have ever been directors, with their dates
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Key dates in its history

Yorkshire Bank Home Loans’s history from the FCA register and Companies House, newest first.

2026

2 April 2026

  • Clydesdale Bank PLC gave up control
  • Nationwide Building Society took control (75–100% of shares)

Companies House · FCA register

2024

15 December 2024

  • Board replaced: both directors left and 2 new directors took over

Companies House

2016

6 April 2016

  • Clydesdale Bank PLC took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1984

12 October 1984

  • Incorporated at Companies House

Companies House

In the full report: all 96 events

  • All 96 events in its history (8 shown here)
  • Every director appointment and resignation: 84
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Firms connected to Yorkshire Bank Home Loans

Other FCA-listed firms that share a director, phone number or address with Yorkshire Bank Home Loans. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
6
share its phone number
2

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (6), the same phone number (2), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Yorkshire Bank Home Loans

Other firms of the same type (mortgage lender), nearest first.

Elsewhere in the UK

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Yorkshire Bank Home Loans

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 24 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 96 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Yorkshire Bank Home Loans Limited FCA authorised?
Yes, Yorkshire Bank Home Loans Limited (FRN 303825) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage lender. The FCA has placed no limits on its permissions.
What is Yorkshire Bank Home Loans’ phone number and website?
The FCA register lists the phone number 0800 345 7365 and the website nationwide.co.uk for Yorkshire Bank Home Loans. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Yorkshire Bank Home Loans a scam or clone?
Yorkshire Bank Home Loans is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Yorkshire Bank Home Loans?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Yorkshire Bank Home Loans to the Financial Ombudsman Service, free of charge.
Who owns Yorkshire Bank Home Loans?
Companies House lists one person with significant control of Yorkshire Bank Home Loans: Nationwide Building Society (75–100% of shares). Before that, it was controlled by Clydesdale Bank PLC.
Who runs Yorkshire Bank Home Loans?
Companies House lists 3 directors of Yorkshire Bank Home Loans: Henry Jordan, Muir Mathieson and Gavin Smyth.
How long has Yorkshire Bank Home Loans been in business?
The company was formed on 12 October 1984, and has held its current FCA authorisation since October 2004.
Does Yorkshire Bank Home Loans use any other names?
It trades as Clydesdale and Virgin Money.

Sources and links

The full report on Yorkshire Bank Home Loans Limited

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