Aviva Equity Release UK Limited

Reference number: 310433

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When aviva.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7283 2000 is, and the 5 other firms that give it
  • Who else gives the postcode YO90 1WR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Norwich Union Equity Release Limited Former name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Administering a home reversion plan
  • Administering a regulated mortgage contract
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) regulated mortgage contracts
  • Dealing in investments as principal
  • Entering into a regulated mortgage contract as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03286484
Company status
Active
Company type
Private limited company
Incorporated
2 December 1996 (29 years old)
Registered office
Aviva, Wellington Row, York, North Yorkshire, YO90 1WR, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David Elliot Director Sep 1973 18 Oct 2022 3 other companies
Michael Anthony Murphy Director Apr 1972 6 Feb 2025 2 other companies
Sarah Jean Layden Director Sep 1974 21 Aug 2025 4 other companies
Colin Barrie Billington Director Sep 1980 7 Oct 2025 None
AVIVA COMPANY SECRETARIAL SERVICES LIMITED Corporate secretary Not published 29 Sep 2000 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
1
are FCA-registered
2

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 57 people who have ever been directors, with their dates
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Key dates in its history

Aviva Equity Release UK’s history from the FCA register and Companies House, newest first.

Key events (6) All events (121)

2016

6 April 2016

  • Aviva Life & Pensions UK Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

9 June 2009

  • Changed its registered name from "Norwich Union Equity Release Limited"

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1996

2 December 1996

  • Incorporated at Companies House

Companies House

In the full report: all 121 events

  • All 121 events in its history (6 shown here)
  • Every director appointment and resignation: 112
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Firms connected to Aviva Equity Release UK

Other FCA-listed firms that share a director, phone number or address with Aviva Equity Release UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
2
share its phone number
5

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (2), the same phone number (5), the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Aviva Equity Release UK

Other firms of the same type (mortgage lender), nearest first.

Elsewhere in the UK

Yorkshire Bank Home Loans LimitedNewcastle-upon-TyneAuthorisedAdmiral Financial Services LimitedCardiffAuthorisedLegal & General Home Finance LimitedSolihullAuthorisedPrudential Lifetime Mortgages LimitedLondonAuthorisedLV Equity Release LimitedBournemouthAuthorisedLGT Bank AGVaduzAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Aviva Equity Release UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 121 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Aviva Equity Release UK Limited FCA authorised?
Yes, Aviva Equity Release UK Limited (FRN 310433) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage lender. The FCA has placed no limits on its permissions.
What is Aviva Equity Release UK’s phone number and website?
The FCA register lists the phone number 020 7283 2000 and the website aviva.co.uk for Aviva Equity Release UK. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 5 other FCA firms.
Is Aviva Equity Release UK a scam or clone?
Aviva Equity Release UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Aviva Equity Release UK?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Aviva Equity Release UK to the Financial Ombudsman Service, free of charge.
Who owns Aviva Equity Release UK?
Aviva Equity Release UK is owned by Aviva Life & Pensions UK Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Aviva Equity Release UK?
Companies House lists 4 directors of Aviva Equity Release UK: David Elliot, Michael Anthony Murphy, Sarah Jean Layden and Colin Barrie Billington.
How long has Aviva Equity Release UK been in business?
The company was formed on 2 December 1996, and has held its current FCA authorisation since October 2004.
Does Aviva Equity Release UK use any other names?
It has previously used the name Norwich Union Equity Release Limited.

Sources and links

The full report on Aviva Equity Release UK Limited

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