Your First Quote Limited

Reference number: 409330

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Your First Quote Limited (FRN 409330) is an AR of The Right Mortgage Limited (FRN 649443). When you use Your First Quote's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Your First Quote, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0191 263 3786

  • Address

    10 Brett Close, Newcastle Upon Tyne, NE7 7FE, United Kingdom

In the full report: 2 background checks

  • What kind of line 0191 263 3786 is
  • Who else gives the postcode NE7 7FE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Your First Quote Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05109072
Company status
Active
Company type
Private limited company
Incorporated
22 April 2004 (22 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Ternent Barron Director May 1973 22 Apr 2004 None
Jill Bell Secretary Not published 16 Jan 2009 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Micro-entity accountsNot audited

Net assets

£2,576

−88% from £21.1k

Employees (average)

0

Same as 0

Owed within a year

£5,101

No earlier figure to compare

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05109072. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Your First Quote’s history from the FCA register and Companies House, newest first.

2026

7 April 2026

  • Paul Ternent Barron gave up control

Companies House

2025

18 February 2025

  • Changed its registered name from "Your First Quote Ltd"

FCA register

2016

6 April 2016

  • Paul Ternent Barron took control (75–100% of shares)

Companies House

2004

31 October 2004

  • Became an appointed representative

FCA register

22 April 2004

  • Incorporated at Companies House
  • Paul Ternent Barron appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Your First Quote

Other firms of the same type (insurance broker), nearest first.

In Newcastle Upon Tyne

Clare Clarkson Wealth Management LimitedNewcastle Upon TyneAppointed representativeCloud Estates LtdNewcastle Upon TyneAppointed representativeCrathorne Wealth Management LtdNewcastle upon TyneAppointed representativeEGLN Financial Services LtdNewcastle Upon TyneAppointed representativeFirst Class Financial Centre LtdNewcastle upon TyneAppointed representativeFrank Damiani LimitedNewcastle upon TyneAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Your First Quote

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Your First Quote Limited FCA authorised?
Your First Quote Limited (FRN 409330) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Your First Quote?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Your First Quote Limited (FRN 409330) is an AR of The Right Mortgage Limited (FRN 649443). When you use Your First Quote's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Your First Quote, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Your First Quote’s phone number?
The FCA register lists the phone number 0191 263 3786 for Your First Quote. If you were given different contact details, use these to check with the firm before going any further.
Is Your First Quote a scam or clone?
Your First Quote is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Your First Quote?
Protection works through The Right Mortgage Limited, the principal firm responsible for Your First Quote's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Your First Quote?
Companies House lists one person with significant control of Your First Quote: Mr Paul Ternent Barron (75–100% of shares).
Who runs Your First Quote?
Companies House lists one director of Your First Quote: Paul Ternent Barron.
How long has Your First Quote been in business?
The company was formed on 22 April 2004.
What do Your First Quote’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £2,576 (−88% from £21.1k).
Does Your First Quote use any other names?
It has previously used the name Your First Quote Ltd.

Sources and links

The full report on Your First Quote Limited

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