Your Mortgage Centre Ltd

Reference number: 453919

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

JULIAN HARRIS ADVISER NETWORK LIMITED Reference number: 304155 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Your Mortgage Centre Ltd (FRN 453919) is an AR of JULIAN HARRIS ADVISER NETWORK LIMITED (FRN 304155). When you use Your Mortgage Centre's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Your Mortgage Centre, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07788 07788

  • Address

    4A Sudley Terrace, High Street, Bognor Regis, West Sussex, PO21 1EY, United Kingdom

In the full report: 2 background checks

  • What kind of line 07788 07788 is
  • Who else gives the postcode PO21 1EY
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Julian Harris Adviser Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
YOUR MORTGAGE CENTRE LIMITED
Company number
05840591
Company status
Active
Company type
Private limited company
Incorporated
8 June 2006 (20 years old)
Registered office
93 Aldwick Road, Aldwick, Bognor Regis, West Sussex, PO21 2NW, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Digory Fry James Director Jan 1976 23 Jun 2006 2 other companies
Christian Charles Shelton Director Oct 1973 23 Jun 2006 1 other company
Digory Fry James Secretary Not published 31 Mar 2008 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 2 directors run together
  • All 3 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 30 June 2026Micro-entity accountsNot audited

Net assets

£75.9k

+12% from £67.8k

Employees (average)

6

Same as 6

Owed within a year

£51.8k

+25% from £41.6k

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05840591. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Your Mortgage Centre’s history from the FCA register and Companies House, newest first.

2016

9 June 2016

  • Christian Charles Shelton became a part-owner (25–50% of shares)
  • Digory Fry James became a part-owner (25–50% of shares)

Companies House

2006

27 June 2006

  • Became an appointed representative

FCA register

23 June 2006

  • Christian Charles Shelton appointed as a director
  • Digory Fry James appointed as a director

Companies House

8 June 2006

  • Incorporated at Companies House

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Your Mortgage Centre

Other FCA-listed firms that share a director, phone number or address with Your Mortgage Centre. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Your Mortgage Centre

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Portsmouth (PO) postcode area

Adam YatesPortsmouthAppointed representativeAFS Southern LtdWaterloovilleAppointed representativeAlbany Park Mortgages LimitedFarehamAppointed representativeAmore Life LimitedWaterloovilleAppointed representativeAmore Mortgages LimitedWaterloovilleAppointed representativeAnna Marrufo Mortgages LimitedGosportAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Your Mortgage Centre

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 8 years of accounts, charted
  • All 6 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Your Mortgage Centre Ltd FCA authorised?
Your Mortgage Centre Ltd (FRN 453919) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Your Mortgage Centre?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Your Mortgage Centre Ltd (FRN 453919) is an AR of JULIAN HARRIS ADVISER NETWORK LIMITED (FRN 304155). When you use Your Mortgage Centre's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Your Mortgage Centre, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Your Mortgage Centre’s phone number?
The FCA register lists the phone number 07788 07788 for Your Mortgage Centre. If you were given different contact details, use these to check with the firm before going any further.
Is Your Mortgage Centre a scam or clone?
Your Mortgage Centre is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Your Mortgage Centre?
Protection works through Julian Harris Adviser Network Limited, the principal firm responsible for Your Mortgage Centre's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Your Mortgage Centre?
Companies House lists 2 people with significant control of Your Mortgage Centre: Mr Digory Fry James (25–50% of shares) and Mr Christian Charles Shelton (25–50% of shares).
Who runs Your Mortgage Centre?
Companies House lists 2 directors of Your Mortgage Centre: Digory Fry James and Christian Charles Shelton.
How long has Your Mortgage Centre been in business?
The company was formed on 8 June 2006.
What do Your Mortgage Centre’s latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £75.9k (+12% from £67.8k).

Sources and links

The full report on Your Mortgage Centre Ltd

£19.99 · Instant PDF download

Loading secure checkout…