Your Protection Guaranteed Limited

Reference number: 1011817

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Your Protection Guaranteed Limited (FRN 1011817) is an AR of First Complete Limited (FRN 435779). When you use Your Protection Guaranteed's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Your Protection Guaranteed, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07908 417400

  • Address

    75 Beltex Drive, Worcester, Worcestershire, WR5 2FE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07908 417400 is
  • Who else gives the postcode WR5 2FE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • YPG Trading name
  • YPG financial Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15451992
Company status
Active
Company type
Private limited company
Incorporated
30 January 2024 (2 years old)
Registered office
Vicarage Corner House, 219 Burton Road, Derby, DE23 6AE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
Tim Peter Eades Director May 1979 30 Jan 2024 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 January 2026Abridged accountsNot audited

Net assets

£253

Up £130 from £123

Cash at bank

£69.3k

+22% from £56.9k

Employees (average)

2

Same as 2

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15451992. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Your Protection Guaranteed’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2024

14 May 2024

  • Became an appointed representative

FCA register

30 January 2024

  • Incorporated at Companies House
  • Sian Faye Eades became a part-owner (25–50% of shares)
  • Tim Peter Eades became the majority owner (50–75% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Your Protection Guaranteed

Other firms of the same type (mortgage adviser or broker), nearest first.

In Worcester

Bluewave Mortgages and Protection LtdWorcesterAppointed representativeDavid ARRWorcesterAppointed representativeDeborah WilliamsWorcesterAppointed representativeGBUK Consultancy LimitedWorcesterAppointed representativeGrenfell and Chandler Financial Services LimitedWorcesterAppointed representativeHarmony Commercial LimitedWorcesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Your Protection Guaranteed

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Your Protection Guaranteed Limited FCA authorised?
Your Protection Guaranteed Limited (FRN 1011817) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Your Protection Guaranteed?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Your Protection Guaranteed Limited (FRN 1011817) is an AR of First Complete Limited (FRN 435779). When you use Your Protection Guaranteed's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Your Protection Guaranteed, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Your Protection Guaranteed’s phone number?
The FCA register lists the phone number 07908 417400 for Your Protection Guaranteed. If you were given different contact details, use these to check with the firm before going any further.
Is Your Protection Guaranteed a scam or clone?
Your Protection Guaranteed is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Your Protection Guaranteed?
Protection works through First Complete Limited, the principal firm responsible for Your Protection Guaranteed's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Your Protection Guaranteed?
Companies House lists 2 people with significant control of Your Protection Guaranteed: Mr Tim Peter Eades (50–75% of shares) and Sian Faye Eades (25–50% of shares).
Who runs Your Protection Guaranteed?
Companies House lists one director of Your Protection Guaranteed: Tim Peter Eades.
How long has Your Protection Guaranteed been in business?
The company was formed on 30 January 2024.
What do Your Protection Guaranteed’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £253 (up £130 from £123) and cash at bank of £69.3k (+22% from £56.9k).
Does Your Protection Guaranteed use any other names?
It trades as YPG and YPG financial.

Sources and links

The full report on Your Protection Guaranteed Limited

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