Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2020
- Accounts filed up to 30 November 2025
Responsible principal firm
STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- ZA Mortgage Solutions Ltd (FRN 956902) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use ZA Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from ZA Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
Colyton, Tysea Hill, Stapleford Abbotts, Romford, Essex, RM4 1JP, United Kingdom
In the full report: 2 background checks
- What kind of line 07739 883428 is
- Who else gives the postcode RM4 1JP
Other names (1)
If you were contacted under any of these names, it is this firm.
- Zehra Newton Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13015309 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 13 November 2020 (5 years old)
- Registered office
- Colyton, Tysea Hill, Romford, RM4 1JP, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Zehra Newton | Director | Jan 1987 | 13 Nov 2020 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£630
Down £269 from £899
Cash at bank
£1,364
Up £755 from £609
Employees (average)
1
Same as 1
Owed within a year
£3,981
−25% from £5,301
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 13015309. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
ZA Mortgage Solutions’s history from the FCA register and Companies House, newest first.
2023
4 September 2023
- Changed its registered name from "Zehra Newton"
FCA register
2021
15 August 2021
- Became an appointed representative
FCA register
2020
13 November 2020
- Incorporated at Companies House
- Zehra Newton took control (75–100% of shares)
Companies House
In the full report: all 7 events
- All 7 events in its history (4 shown here)
- Every director appointment and resignation: 1
Firms like ZA Mortgage Solutions
Other firms of the same type (mortgage adviser or broker), nearest first.
In Romford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on ZA Mortgage Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 5 years of accounts, charted
- All 7 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is ZA Mortgage Solutions Ltd FCA authorised?
What does appointed representative mean for ZA Mortgage Solutions?
What is ZA Mortgage Solutions’ phone number?
Is ZA Mortgage Solutions a scam or clone?
Is my money safe with ZA Mortgage Solutions?
Who owns ZA Mortgage Solutions?
Who runs ZA Mortgage Solutions?
How long has ZA Mortgage Solutions been in business?
What do ZA Mortgage Solutions’ latest accounts show?
Does ZA Mortgage Solutions use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk