Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2006
- Accounts filed up to 31 March 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
Holiday Extras Cover Limited Reference number: 828848 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- ZXDigital Ltd (FRN 987316) introduces customers to Holiday Extras Cover Limited (FRN 828848). Any regulated advice or arranging is done by the principal, not ZXDigital.
- Example: if ZXDigital refers you to a financial adviser, the advice should come from the principal firm, not from ZXDigital itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
-
Address
17 St. Peters Place, Fleetwood, FY7 6EB, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When zxdigital.com first appeared online, and whether it can receive email
- What kind of line 01253 777155 is
- Who else gives the postcode FY7 6EB
Other names (2)
If you were contacted under any of these names, it is this firm.
- Netvouchercodes.co.uk Trading name: A name it trades under now.
- Parent Bible Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Holiday Extras Cover Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05990184 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 7 November 2006 (19 years old)
- Registered office
- 17 St Peters Place, Fleetwood, Lancashire, FY7 6EB
- Nature of business
-
- Other information technology service activities (SIC 62090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stephen Philip Barnes | Director | Oct 1973 | 7 Nov 2006 | 4 other companies |
| Kevin Paul Barnes | Director | Sep 1975 | 1 Apr 2007 | 2 other companies |
| Joanne Louise Jones | Director | Jan 1982 | 1 Apr 2007 | 3 other companies |
| Philip Leslie Barnes | Director | Nov 1948 | 10 Jan 2008 | 3 other companies |
| Lynda Barnes | Director | Dec 1950 | 6 Apr 2012 | 2 other companies |
| Mitchell Stephen Barnes | Director | Feb 1997 | 22 May 2020 | None |
| Philip Leslie Barnes | Secretary | Not published | 7 Feb 2007 | 3 other companies |
Other companies run by these 6 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 2
- run together
- 3
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 6 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 companies these 6 directors run together
- All 7 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£4.87m
+4% from £4.69m
Cash at bank
£138k
−95% from £2.83m
Employees (average)
22
Same as 22
Owed within a year
£198k
−31% from £289k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 05990184. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
ZXDigital’s history from the FCA register and Companies House, newest first.
2022
18 November 2022
- Became an introducer appointed representative
FCA register
2016
6 April 2016
- Stephen Philip Barnes became the majority owner (50–75% of shares)
Companies House
2006
7 November 2006
- Incorporated at Companies House
Companies House
In the full report: all 13 events
- All 13 events in its history (3 shown here)
- Every director appointment and resignation: 8
Firms like ZXDigital
Other firms of the same type (insurance broker), nearest first.
In the Blackpool (FY) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on ZXDigital
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 6 years of accounts, charted
- All 13 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk