Ainsworths Financial Services Limited

Reference number: 192807

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When afsl.info first appeared online, and whether it can receive email
  • What kind of line 01282 695111 is
  • Who else gives the postcode BB9 9XY
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Other names (13)

If you were contacted under any of these names, it is this firm.

  • Ainsworths Panacea Trading name
  • Ainsworth Financial Services Limited Former name
  • AFSL Former trading name
  • Clarets Financial Services Former trading name
  • Panacea Former trading name
  • Panacea Care Planning Former trading name
  • Panacea Care Specialists Former trading name
  • Panacea Financial Services Former trading name
  • Panacea Medical Professionals Former trading name
  • Panacea Mortgages Former trading name
  • Panacea Pension Services Former trading name
  • Panacea Pension Transfer Services Former trading name
  • Suresave Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04000799
Company status
Active
Company type
Private limited company
Incorporated
24 May 2000 (26 years old)
Registered office
Charter House, Stansfield Street, Nelson, BB9 9XY, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Anthony Duffy Director Mar 1978 1 Oct 2013 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£250k

−2.2% from £256k

Cash at bank

£54.9k

−41% from £93.4k

Employees (average)

4

Same as 4

Owed within a year

£482

−97% from £16.6k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04000799. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ainsworths Financial Services’s history from the FCA register and Companies House, newest first.

Key events (8) All events (53)

2025

23 December 2025

  • Ian Anthony Duffy became the majority owner (50–75% of shares)

Companies House

2023

28 July 2023

  • Afsl Holdings Ltd became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

12 May 2001

  • Changed its registered name from "Ainsworth Financial Services Limited"

FCA register

2000

1 November 2000

  • Regulated by the Personal Investment Authority from this date

FCA register

24 May 2000

  • Incorporated at Companies House

Companies House

In the full report: all 53 events

  • All 53 events in its history (8 shown here)
  • Every director appointment and resignation: 19
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Firms like Ainsworths Financial Services

Other firms of the same type (financial adviser), nearest first.

In Nelson

Backhouse Independent Financial Services LimitedNelsonAuthorisedPalm Financial Care LimitedNelsonAuthorisedTowers Whitehead Wealth Management LimitedNelsonAuthorisedAlston Hill LimitedNelsonAppointed representativeCarepal Assist LimitedNelsonAppointed representativeJamie KayNelsonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ainsworths Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 53 events in its history

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Frequently asked questions about this firm

Is Ainsworths Financial Services Limited FCA authorised?
Yes, Ainsworths Financial Services Limited (FRN 192807) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Ainsworths Financial Services’ phone number and website?
The FCA register lists the phone number 01282 695111 and the website afsl.info for Ainsworths Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Ainsworths Financial Services a scam or clone?
Ainsworths Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ainsworths Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ainsworths Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Ainsworths Financial Services?
Companies House lists 2 people with significant control of Ainsworths Financial Services: Mr Ian Anthony Duffy (50–75% of shares) and Afsl Holdings Ltd (25–50% of shares).
Who runs Ainsworths Financial Services?
Companies House lists one director of Ainsworths Financial Services: Ian Anthony Duffy.
How long has Ainsworths Financial Services been in business?
The company was formed on 24 May 2000, and has held its current FCA authorisation since December 2001.
What do Ainsworths Financial Services’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £250k (−2.2% from £256k) and cash at bank of £54.9k (−41% from £93.4k).
Does Ainsworths Financial Services use any other names?
It trades as Ainsworths Panacea. It has previously used 12 other names, including Ainsworth Financial Services Limited, AFSL and Clarets Financial Services.

Sources and links

The full report on Ainsworths Financial Services Limited

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