Backhouse Independent Financial Services Limited
Reference number: 126319
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Oakmount House, 7-9 Carrside, Nelson, Lancashire, BB9 6RX, United Kingdom
In the full report: 3 background checks
- When backhouseifs.co.uk first appeared online, and whether it can receive email
- What kind of line 01282 677776 is, and the other firm that gives it
- Who else gives the postcode BB9 6RX
Other names (2)
If you were contacted under any of these names, it is this firm.
- Backhouse Life & Pensions Brokers Limited Former name: A name it was registered under before.
- W J Mercer and Company (Life and Pension Brokers) Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on Pension Transfers and Pension Opt Outs
- Arranging (bringing about) deals in investments
- Credit Broking
- Debt-counselling
- Making arrangements with a view to transactions in investments
Limits on what they may do
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Not permitted to canvass off trade premises
The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 01140032 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 October 1973 (53 years old)
- Registered office
- Oakmount House, 7-9 Carrside, Nelson, Lancashire, BB9 6RX, England
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| John Steven William Backhouse | Director | Feb 1959 | 1 Nov 2018 | 6 other companies |
| Graham Richard Tracey | Director | Jan 1971 | 15 Nov 2022 | None |
| David Charles Cockburn-Price | Director | Sep 1967 | 1 Jul 2025 | 7 other companies |
| Shirley Russell Backhouse | Director | Sep 1935 | Not published | 5 other companies |
| David Charles Cockburn-Price | Secretary | Not published | 1 Jul 2025 | – |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 11
- closed down
- 6
- is FCA-registered
- 1
In the full report: all 11 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 5 companies these 4 directors run together
- All 9 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£241k
+12% from £215k
Cash at bank
£650k
+39% from £467k
Employees (average)
6
+20% from 5
Owed within a year
£429k
−54% from £935k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 01140032. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Backhouse Independent Financial Services’s history from the FCA register and Companies House, newest first.
2025
9 September 2025
- Shirley Russell Backhouse gave up control
- Steven Backhouse Group Of Companies Limited (The) took control (75–100% of shares)
Companies House
2016
1 May 2016
- Shirley Russell Backhouse took control (75–100% of shares)
Companies House
29 March 2016
- FCA imposed a requirement (Not permitted to canvass off trade premises)
FCA register
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2001
1 December 2001
- Regulated by the Financial Services Authority from this date
- Became authorised by the FCA
FCA register
1999
31 December 1999
- Changed its registered name from "Backhouse Life & Pensions Brokers Limited"
- Changed its registered name from "W J Mercer and Company (Life and Pension Brokers) Limited"
FCA register
1994
18 July 1994
- Regulated by the Personal Investment Authority from this date
FCA register
1973
17 October 1973
- Incorporated at Companies House
Companies House
In the full report: all 27 events
- All 27 events in its history (11 shown here)
- Every director appointment and resignation: 11
Firms connected to Backhouse Independent Financial Services
Other FCA-listed firms that share a director, phone number or address with Backhouse Independent Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its phone number
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Backhouse Independent Financial Services
Other firms of the same type (financial adviser), nearest first.
In Nelson
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Backhouse Independent Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 11 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 27 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk