Palm Financial Care Limited

Reference number: 470648

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When palmfc.com first appeared online, and whether it can receive email
  • What kind of line 07815 290392 is, and the 2 other firms that give it
  • Who else gives the postcode BB9 0UA
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Semplo Trading name
  • Alston Hill Former trading name
  • Carepal Former trading name
  • Danbro Financial Services Former trading name
  • Prosper Wealth Management Former trading name
  • The Wealth Surgery Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06261386
Company status
Active
Company type
Private limited company
Incorporated
29 May 2007 (19 years old)
Registered office
Palm House, 14 Ashton Drive, Nelson, Lancashire, BB9 0UA, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Douglas Dugdale Director Jul 1976 29 May 2007 10 other companies
Elizabeth Faye Director Mar 1968 29 May 2007 15 other companies
Douglas Dugdale Secretary Not published 29 May 2007 10 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
closed down
5
are FCA-registered
2

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 9 companies these 2 directors run together
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£33.3k

−4.7% from £35.0k

Employees (average)

2

Same as 2

Owed within a year

£758

Down £7 from £765

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06261386. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Palm Financial Care’s history from the FCA register and Companies House, newest first.

Key events (6) All events (22)

2016

6 April 2016

  • Douglas Dugdale became a part-owner (25–50% of shares)
  • Elizabeth Faye became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

20 August 2007

  • Became authorised by the FCA

FCA register

7 August 2007

  • Regulated by the Financial Services Authority from this date

FCA register

29 May 2007

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Palm Financial Care

Other FCA-listed firms that share a director, phone number or address with Palm Financial Care. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its phone number
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Palm Financial Care

Other firms of the same type (financial adviser), nearest first.

In Nelson

Ainsworths Financial Services LimitedNelsonAuthorisedBackhouse Independent Financial Services LimitedNelsonAuthorisedTowers Whitehead Wealth Management LimitedNelsonAuthorisedAlston Hill LimitedNelsonAppointed representativeCarepal Assist LimitedNelsonAppointed representativeJamie KayNelsonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Palm Financial Care

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 22 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Palm Financial Care Limited FCA authorised?
Yes, Palm Financial Care Limited (FRN 470648) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2007 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Palm Financial Care’s phone number and website?
The FCA register lists the phone number 07815 290392 and the website palmfc.com for Palm Financial Care. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Palm Financial Care a scam or clone?
Palm Financial Care is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Palm Financial Care?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Palm Financial Care to the Financial Ombudsman Service, free of charge.
Who owns Palm Financial Care?
Companies House lists 2 people with significant control of Palm Financial Care: Ms Elizabeth Faye (25–50% of shares) and Mr Douglas Dugdale (25–50% of shares).
Who runs Palm Financial Care?
Companies House lists 2 directors of Palm Financial Care: Douglas Dugdale and Elizabeth Faye.
How long has Palm Financial Care been in business?
The company was formed on 29 May 2007, and has held its current FCA authorisation since August 2007.
What do Palm Financial Care’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £33.3k (−4.7% from £35.0k).
Does Palm Financial Care use any other names?
It trades as Semplo. It has previously used 5 other names, including Alston Hill, Carepal and Danbro Financial Services.

Sources and links

The full report on Palm Financial Care Limited

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