Towers Whitehead Wealth Management Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 5 years
Your funds are protected by FSCS
No FCA actions
Active company since 2020
Accounts filed up to 30 June 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01282 525548
Address

Suite 1, Barrowford Business Centre, Riverside Way, Vantage Court, Barrowford, Nelson, Lancashire, BB9 6BP, United Kingdom

In the full report: 2 background checks

What kind of line 01282 525548 is
Who else gives the postcode BB9 6BP

Other names (1)

If you were contacted under any of these names, it is this firm.

TW Wealth Management Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on Pension Transfers and Pension Opt Outs
Arranging (bringing about) deals in investments
Debt-counselling
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12976143 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 27 October 2020 (5 years old)
Registered office: 70 Market Street, Tottington, Bury, BL8 3LJ, United Kingdom
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Alistair Towers	Director	Jan 1985	27 Oct 2020	1 other company
Stuart Whitehead	Director	Sep 1961	14 Jan 2022	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1
is FCA-registered: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register

Filed accounts and finances

Year to 30 June 2026Full accountsNot audited

Net assets

£120k

+23% from £97.1k

Cash at bank

£170k

No earlier figure to compare

Owed within a year

£100k

+30% from £76.9k

Assets and liabilities

In the full report: all 5 years of accounts

Every year from 2022 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12976143. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Towers Whitehead Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2021

21 July 2021

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2020

27 October 2020

Incorporated at Companies House
Alistair Towers became a part-owner (25–50% of shares)
Stuart Whitehead became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

All 10 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms connected to Towers Whitehead Wealth Management

Other FCA-listed firms that share a director, phone number or address with Towers Whitehead Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2
past link: 1

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates
1 past link through former directors

Firms like Towers Whitehead Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Nelson

Ainsworths Financial Services LimitedNelsonAuthorised Backhouse Independent Financial Services LimitedNelsonAuthorised Palm Financial Care LimitedNelsonAuthorised Alston Hill LimitedNelsonAppointed representative Carepal Assist LimitedNelsonAppointed representative Jamie KayNelsonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Towers Whitehead Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
2 background checks on its contact details
5 years of accounts, charted
All 10 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Towers Whitehead Wealth Management Limited FCA authorised?

Yes, Towers Whitehead Wealth Management Limited (FRN 947091) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2021 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Towers Whitehead Wealth Management’s phone number?

The FCA register lists the phone number 01282 525548 for Towers Whitehead Wealth Management. If you were given different contact details, use these to check with the firm before going any further.

Is Towers Whitehead Wealth Management a scam or clone?

Towers Whitehead Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Towers Whitehead Wealth Management?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Towers Whitehead Wealth Management to the Financial Ombudsman Service, free of charge.

Who owns Towers Whitehead Wealth Management?

Companies House lists 2 people with significant control of Towers Whitehead Wealth Management: Mr Alistair Towers (25–50% of shares) and Stuart Whitehead (25–50% of shares).

Who runs Towers Whitehead Wealth Management?

Companies House lists 2 directors of Towers Whitehead Wealth Management: Alistair Towers and Stuart Whitehead.

How long has Towers Whitehead Wealth Management been in business?

The company was formed on 27 October 2020, and has held its current FCA authorisation since July 2021.

What do Towers Whitehead Wealth Management’s latest accounts show?

Its latest accounts, to 30 June 2026, show net assets of £120k (+23% from £97.1k) and cash at bank of £170k (no earlier figure to compare).

Does Towers Whitehead Wealth Management use any other names?

It trades as TW Wealth Management.