Billing Better Limited

Reference number: 1005885

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Advanced Rent Limited Reference number: 728481 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Billing Better Limited (FRN 1005885) is an AR of Advanced Rent Limited (FRN 728481). When you use Billing Better's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Billing Better, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When billingbetter.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8106 1894 is
  • Who else gives the postcode RH10 9PJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Homebox Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advanced Rent Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10444812
Company status
Active
Company type
Private limited company
Incorporated
25 October 2016 (10 years old)
Registered office
124 City Road, London, EC1V 2NX, England
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Jack David Ray Director Oct 1992 25 Oct 2016 None
William Paul James Hyde Director Sep 1992 30 Oct 2016 1 other company
Steven Gary Simons Director May 1972 7 Apr 2024 14 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
15
closed down
8
are FCA-registered
3

In the full report: all 15 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

−£2.69m

Down £1.02m from −£1.68m

Cash at bank

£90.0k

Up £83.1k from £6,909

Employees (average)

73

Same as 73

Owed within a year

£3.65m

+38% from £2.64m

Net assets are negative: on its last balance sheet the company owed £2.69m more than it owned.

No turnover or profit for the year to 31 December 2025: the accounts print them but do not tag them. The last tagged figures are £5.96m turnover and −£868k profit, for the year to 31 December 2024.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10444812. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Billing Better’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2023

11 December 2023

  • Became an appointed representative

FCA register

2022

7 February 2022

  • Homeservices Holdings Limited took control (75–100% of shares)
  • Jack David Ray no longer has significant control

Companies House

2016

25 October 2016

  • Incorporated at Companies House
  • Jack David Ray gained significant control

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Billing Better

Other FCA-listed firms that share a director, phone number or address with Billing Better. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
past link
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Billing Better

Other firms of the same type (insurance broker), nearest first.

In Crawley

Coverwolf LimitedCrawleyAppointed representativeRentokil Initial UK LtdCrawleyAppointed representativeVirgin Holidays LimitedCrawleyAppointed representativeOfficefile LimitedCrawleyAppointed representativeRock Insurance Services LimitedCrawleyAuthorised1st Financial Services LtdCrawleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Billing Better

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 15 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Billing Better Limited FCA authorised?
Billing Better Limited (FRN 1005885) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Billing Better?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Billing Better Limited (FRN 1005885) is an AR of Advanced Rent Limited (FRN 728481). When you use Billing Better's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Billing Better, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Billing Better’s phone number and website?
The FCA register lists the phone number 020 8106 1894 and the website billingbetter.co.uk for Billing Better. If you were given different contact details, use these to check with the firm before going any further.
Is Billing Better a scam or clone?
Billing Better is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Billing Better?
Protection works through Advanced Rent Limited, the principal firm responsible for Billing Better's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Billing Better?
Billing Better is owned by Homeservices Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 7 February 2022. Before that, it was controlled by Mr Jack David Ray.
Who runs Billing Better?
Companies House lists 3 directors of Billing Better: Jack David Ray, William Paul James Hyde and Steven Gary Simons.
How long has Billing Better been in business?
The company was formed on 25 October 2016.
What do Billing Better’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£2.69m (down £1.02m from −£1.68m) and cash at bank of £90.0k (up £83.1k from £6,909).
Does Billing Better use any other names?
It trades as Homebox.

Sources and links

The full report on Billing Better Limited

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