Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 12 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 31 December 2025
Responsible principal firm
Sense Network Limited Reference number: 465124 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Blue Atlas Wealth Limited (FRN 610530) is an AR of Sense Network Limited (FRN 465124). When you use Blue Atlas Wealth's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Blue Atlas Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
10 Ironmonger Lane, London, EC2V 8EY, United Kingdom
In the full report: 3 background checks
- When blueatlaswealth.co.uk first appeared online, and whether it can receive email
- What kind of line 020 3051 0707 is
- Who else gives the postcode EC2V 8EY
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Sense Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08740303 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 21 October 2013 (13 years old)
- Registered office
- C / O Nizar Kanji & Co 18 The Fairway, Northwood, Middlesex, HA6 3DY
- Nature of business
-
- Other activities auxiliary to insurance and pension funding (SIC 66290)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Sebastian James Fretten | Director | Sep 1971 | 21 Oct 2013 | None |
| Richard Pepper | Director | May 1975 | 21 Oct 2013 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£255k
No earlier figure to compare
Cash at bank
£409k
+14% from £359k
Employees (average)
5
Same as 5
Owed within a year
£156k
+10% from £141k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08740303. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Blue Atlas Wealth’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Richard Pepper became a part-owner (25–50% of shares)
- Sebastian James Fretten became a part-owner (25–50% of shares)
Companies House
2013
19 November 2013
- Became an appointed representative
FCA register
21 October 2013
- Incorporated at Companies House
- Richard Pepper appointed as a director
- Sebastian James Fretten appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Blue Atlas Wealth
Other FCA-listed firms that share a director, phone number or address with Blue Atlas Wealth. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share its postcode
- 4
In the full report: all 4 connected firms, named
- How each is linked: the same postcode (4)
- Who links each one: the named directors, with dates
Firms like Blue Atlas Wealth
Other firms of the same type (financial adviser), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Blue Atlas Wealth
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 6 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
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What does appointed representative mean for Blue Atlas Wealth?
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Is Blue Atlas Wealth a scam or clone?
Is my money safe with Blue Atlas Wealth?
Who owns Blue Atlas Wealth?
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How long has Blue Atlas Wealth been in business?
What do Blue Atlas Wealth’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk