Coast Financial Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 9 years
Your funds are protected by FSCS
No FCA actions
Active company since 2017
Accounts filed up to 5 April 2025
On its latest accounts it owed £16.8k more than it owned

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

coastfs.co.uk (opens in a new tab)
Phone number

01752 666165
Address

6-8 College Avenue, Plymouth, Devon, PL4 7AN, United Kingdom

In the full report: 3 background checks

When coastfs.co.uk first appeared online, and whether it can receive email
What kind of line 01752 666165 is
Who else gives the postcode PL4 7AN

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages · Arrange equity release FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (15 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on a home reversion plan
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) a home reversion plan
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to a home reversion plan
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10759793 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 8 May 2017 (9 years old)
Registered office: 14 Home Park Avenue, Plymouth, PL3 4PG, England
Nature of business: Activities of mortgage finance companies (SIC 64922)
Life insurance (SIC 65110)
Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Martyn Burgess	Director	Apr 1964	8 May 2017	10 other companies
Martyn Burgess	Secretary	Not published	8 May 2017	–

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 10
closed down: 8
went insolvent: 1

In the full report: all 10 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
The one that went into liquidation or administration

Filed accounts and finances

Year to 5 April 2025Micro-entity accountsNot audited

Turnover

£97.6k

Not compared: the previous accounts cover a different length of time

Net assets

−£16.8k

−146% from £36.5k

Employees (average)

0

Same as 0

Owed within a year

£8,376

Up £8,376 from £0

Net assets are negative: on its last balance sheet the company owed £16.8k more than it owned.

The accounts for the year to 5 April 2025 do not tag profit before tax in a form that can be read automatically, so it is not shown. The last tagged figure is £27.6k, for the year to 5 April 2023.

Turnover

In the full report: all 6 years of accounts

Every year from 2020 to 2025
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10759793. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Coast Financial’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2018

15 January 2018

Tracy Marion Burgess became a part-owner (25–50% of shares)

Companies House

2017

2 October 2017

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

8 May 2017

Incorporated at Companies House
Martyn Burgess took control (75–100% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (5 shown here)
Every director appointment and resignation: 1

Firms like Coast Financial

Other firms of the same type (pension transfer adviser), nearest first.

In Plymouth

Tom French & Associates LimitedPlymouthAuthorised

In the Plymouth (PL) postcode area

Barry W P Bennett LtdYelvertonAuthorised

Elsewhere in the UK

(SMT) Money Matters LimitedCrawleyAuthorised 415 LLPWantageAuthorised Absolute Sense Independent Financial Advisers LimitedElySee the register Acorn to Oaks Financial Services LtdWillenhallAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Coast Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

10 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 8 events in its history

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Frequently asked questions about this firm

Is Coast Financial Limited FCA authorised?

Yes, Coast Financial Limited (FRN 782715) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2017 and works as a pension transfer adviser. The FCA has placed no limits on its permissions.

What is Coast Financial’s phone number and website?

The FCA register lists the phone number 01752 666165 and the website coastfs.co.uk for Coast Financial. If you were given different contact details, use these to check with the firm before going any further.

Is Coast Financial a scam or clone?

Coast Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Coast Financial?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Coast Financial to the Financial Ombudsman Service, free of charge.

Who owns Coast Financial?

Companies House lists 2 people with significant control of Coast Financial: Mr Martyn Burgess (75–100% of shares) and Mrs Tracy Marion Burgess (25–50% of shares).

Who runs Coast Financial?

Companies House lists one director of Coast Financial: Martyn Burgess.

How long has Coast Financial been in business?

The company was formed on 8 May 2017, and has held its current FCA authorisation since October 2017.

What do Coast Financial’s latest accounts show?

Its latest accounts, to 5 April 2025, show turnover of £97.6k (not compared: the previous accounts cover a different length of time) and net assets of −£16.8k (−146% from £36.5k).