Tom French & Associates Limited

Reference number: 185513

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When tfagroup.co.uk first appeared online, and whether it can receive email
  • What kind of line 01752 347070 is
  • Who else gives the postcode PL7 5JX
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Other names (17)

If you were contacted under any of these names, it is this firm.

  • Gary Andrews Financial Services Trading name: A name it trades under now.
  • Higman Associates Trading name: A name it trades under now.
  • Medical Independent Trading name: A name it trades under now.
  • PJB Consultancy Services Trading name: A name it trades under now.
  • TFA Trading name: A name it trades under now.
  • tfagroup Trading name: A name it trades under now.
  • TFA Mortgages Trading name: A name it trades under now.
  • TFA Trusted Financial Advice Trading name: A name it trades under now.
  • TFA Wealth Trading name: A name it trades under now.
  • Tom French Corporate Trading name: A name it trades under now.
  • Ashleigh & Co Former trading name: A name it used to trade under.
  • Capital Financial Services Former trading name: A name it used to trade under.
  • Considine & King Associates Former trading name: A name it used to trade under.
  • Moregage & Financial Former trading name: A name it used to trade under.
  • Pennywise Former trading name: A name it used to trade under.
  • Rock Investment Services Former trading name: A name it used to trade under.
  • Whittlesea Mortgages Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (18 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Dealing in investments as agent
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing basic advice on stakeholder products

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 October 1997 (29 years old)
Registered office
Prudence House Langage Business Park, Plympton, Plymouth, Devon, PL7 5JX, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Grant Glazier Director Sep 1957 1 Feb 2008 1 other company
Theresa Margaret Ernestine Atal Director May 1962 4 Feb 2013 1 other company
Darren Andrew Bilkey Director Jun 1989 7 Jul 2024 3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
run together
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£626k

+42% from £442k

Cash at bank

£445k

+20% from £372k

Employees (average)

20

+25% from 16

Owed within a year

£539k

+4.7% from £515k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03445703. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Tom French & Associates’s history from the FCA register and Companies House, newest first.

2025

31 January 2025

  • Christopher Grant Glazier stopped being the majority owner
  • Trusted Financial Advice Group Ltd took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Christopher Grant Glazier became the majority owner (50–75% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1998

13 March 1998

  • Regulated by the Personal Investment Authority from this date

FCA register

1997

7 October 1997

  • Incorporated at Companies House

Companies House

In the full report: all 47 events

  • All 47 events in its history (8 shown here)
  • Every director appointment and resignation: 11
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Firms connected to Tom French & Associates

Other FCA-listed firms that share a director, phone number or address with Tom French & Associates. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Tom French & Associates

Other firms of the same type (pension transfer adviser), nearest first.

In Plymouth

In the Plymouth (PL) postcode area

Elsewhere in the UK

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tom French & Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 47 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Tom French & Associates Limited FCA authorised?
Yes, Tom French & Associates Limited (FRN 185513) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a pension transfer adviser. The FCA has placed no limits on its permissions.
What is Tom French & Associates’ phone number and website?
The FCA register lists the phone number 01752 347070 and the website tfagroup.co.uk for Tom French & Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Tom French & Associates a scam or clone?
Tom French & Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tom French & Associates?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Tom French & Associates to the Financial Ombudsman Service, free of charge.
Who owns Tom French & Associates?
Tom French & Associates is owned by Trusted Financial Advice Group Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 January 2025. Before that, it was controlled by Christopher Grant Glazier.
Who runs Tom French & Associates?
Companies House lists 3 directors of Tom French & Associates: Christopher Grant Glazier, Theresa Margaret Ernestine Atal and Darren Andrew Bilkey.
How long has Tom French & Associates been in business?
The company was formed on 7 October 1997, and has held its current FCA authorisation since December 2001.
What do Tom French & Associates’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £626k (+42% from £442k) and cash at bank of £445k (+20% from £372k).
Does Tom French & Associates use any other names?
It trades as Gary Andrews Financial Services, Higman Associates, Medical Independent, PJB Consultancy Services and TFA, and 5 more names. It has previously used 7 other names, including Ashleigh & Co, Capital Financial Services and Considine & King Associates.

Sources and links

The full report on Tom French & Associates Limited

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