Complete Health and Protection Ltd

Reference number: 807548

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Health Net Services Limited Reference number: 312313 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Complete Health and Protection Ltd (FRN 807548) is an AR of Health Net Services Limited (FRN 312313). When you use Complete Health and Protection's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Complete Health and Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When completehealthuk.com first appeared online, and whether it can receive email
  • What kind of line 07493 142008 is
  • Who else gives the postcode LE67 8QJ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Complete Health & Protection Trading name
  • Rachel Irons Former name
  • Complete Health Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Health Net Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12215836
Company status
Active
Company type
Private limited company
Incorporated
19 September 2019 (7 years old)
Registered office
7 Main Street, Swannington, Coalville, LE67 8QJ, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Rachel Leah Irons Director Sep 1983 19 Sep 2019 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£70.1k

+29% from £54.4k

Employees (average)

1

Same as 1

Owed within a year

£25.6k

−39% from £42.0k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12215836. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Complete Health and Protection’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2019

26 September 2019

  • Changed its registered name from "Rachel Irons"

FCA register

19 September 2019

  • Incorporated at Companies House
  • Rachel Leah Irons took control (75–100% of shares)

Companies House

2018

26 April 2018

  • Became an appointed representative

FCA register

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Complete Health and Protection

Other firms of the same type (insurance broker), nearest first.

In Coalville

Fairview Broking LimitedCoalvilleAppointed representativePrinciple Financial Services LtdCoalvilleAppointed representativeThrive Card LtdCoalvilleAppointed representativeElevate Risk Services LtdCoalvilleAuthorisedJames Timothy WalkerCoalvilleAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Complete Health and Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Complete Health and Protection Ltd FCA authorised?
Complete Health and Protection Ltd (FRN 807548) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Complete Health and Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Complete Health and Protection Ltd (FRN 807548) is an AR of Health Net Services Limited (FRN 312313). When you use Complete Health and Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Complete Health and Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Complete Health and Protection’s phone number and website?
The FCA register lists the phone number 07493 142008 and the website completehealthuk.com for Complete Health and Protection. If you were given different contact details, use these to check with the firm before going any further.
Is Complete Health and Protection a scam or clone?
Complete Health and Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Complete Health and Protection?
Protection works through Health Net Services Limited, the principal firm responsible for Complete Health and Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Complete Health and Protection?
Companies House lists one person with significant control of Complete Health and Protection: Mrs Rachel Leah Irons (75–100% of shares).
Who runs Complete Health and Protection?
Companies House lists one director of Complete Health and Protection: Rachel Leah Irons.
How long has Complete Health and Protection been in business?
The company was formed on 19 September 2019.
What do Complete Health and Protection’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £70.1k (+29% from £54.4k).
Does Complete Health and Protection use any other names?
It trades as Complete Health & Protection. It has previously used 2 other names: Rachel Irons and Complete Health.

Sources and links

The full report on Complete Health and Protection Ltd

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