Thrive Card Ltd

Reference number: 1002581

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Thrive Card Ltd (FRN 1002581) introduces customers to Holiday Extras Cover Limited (FRN 828848). Any regulated advice or arranging is done by the principal, not Thrive Card.
  • Example: if Thrive Card refers you to a financial adviser, the advice should come from the principal firm, not from Thrive Card itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07784 529163

  • Address

    Unit E Interlink Way S, Bardon Business Park, Coalville, Leicestershire, LE67 1PE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07784 529163 is
  • Who else gives the postcode LE67 1PE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Holiday Extras Cover Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
20 January 2023 (3 years old)
Registered office
Apartment 5 Quorn Mill, Weavers Close, Quorn, Loughborough, LE12 8FL, England
Nature of business
  • Other information technology service activities (SIC 62090)

Directors and company secretaries

Name Role Born Appointed Other companies
Patric Coupland Director Jun 1992 20 Jan 2023 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£31.4k

−21% from £39.7k

Employees (average)

0

Same as 0

Owed within a year

£0

Same as £0

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14606934. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Thrive Card’s history from the FCA register and Companies House, newest first.

2023

12 September 2023

  • Became an introducer appointed representative

FCA register

20 January 2023

  • Incorporated at Companies House
  • Patric Coupland took control (75–100% of shares)
  • Patric Coupland appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Thrive Card

Other firms of the same type (insurance broker), nearest first.

In Coalville

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Thrive Card

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Thrive Card Ltd FCA authorised?
Thrive Card Ltd (FRN 1002581) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Thrive Card?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Thrive Card Ltd (FRN 1002581) introduces customers to Holiday Extras Cover Limited (FRN 828848). Any regulated advice or arranging is done by the principal, not Thrive Card. Example: if Thrive Card refers you to a financial adviser, the advice should come from the principal firm, not from Thrive Card itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Thrive Card’s phone number?
The FCA register lists the phone number 07784 529163 for Thrive Card. If you were given different contact details, use these to check with the firm before going any further.
Is Thrive Card a scam or clone?
Thrive Card is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Thrive Card?
Protection works through Holiday Extras Cover Limited, the principal firm responsible for Thrive Card's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Thrive Card?
Companies House lists one person with significant control of Thrive Card: Patric Coupland (75–100% of shares).
Who runs Thrive Card?
Companies House lists one director of Thrive Card: Patric Coupland.
How long has Thrive Card been in business?
The company was formed on 20 January 2023.
What do Thrive Card’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £31.4k (−21% from £39.7k).

Sources and links

The full report on Thrive Card Ltd

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