Elevate Risk Services Ltd

Reference number: 769647

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When doggroominginsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0345 340 0060 is
  • Who else gives the postcode LE67 2AD
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Dog Grooming Insurance Brokers Trading name
  • Inspire Road Risks Limited Former name
  • courierinsurance.co.uk Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Debt-collecting
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10103784
Company status
Active
Company type
Private limited company
Incorporated
5 April 2016 (10 years old)
Registered office
8 Eastway, Sale, Cheshire, M33 4DX, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Karl Toogood Director Jan 1961 20 Oct 2016 None
Simon David Moores Director Aug 1973 20 Oct 2025 1 other company
Karl Toogood Secretary Not published 20 Oct 2016 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Abridged accountsNot audited

Total equity

£239k

−14% from £279k

Cash at bank

£134k

+39% from £96.5k

Employees (average)

2

Same as 2

Owed within a year

£45.1k

+34% from £33.7k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10103784. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Elevate Risk Services’s history from the FCA register and Companies House, newest first.

Key events (10) All events (23)

2023

3 November 2023

  • Neil Reid became a part-owner (25–50% of shares)

Companies House

25 May 2023

  • Changed its registered name from "Inspire Road Risks Limited"

FCA register

2018

7 April 2018

  • Karl John Toogood became a part-owner (25–50% of shares)
  • Neil Reid Ltd stopped being a part-owner
  • Toogood Consultants Ltd stopped being a part-owner

Companies House

2017

15 June 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Neil Reid Ltd became a part-owner (25–50% of shares)
  • Toogood Consultants Ltd became a part-owner (25–50% of shares)

Companies House

5 April 2016

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (10 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Elevate Risk Services

Other FCA-listed firms that share a director, phone number or address with Elevate Risk Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Elevate Risk Services

Other firms of the same type (insurance broker), nearest first.

In Coalville

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Elevate Risk Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 23 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Elevate Risk Services Ltd FCA authorised?
Yes, Elevate Risk Services Ltd (FRN 769647) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2017 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Elevate Risk Services’ phone number and website?
The FCA register lists the phone number 0345 340 0060 and the website doggroominginsurance.co.uk for Elevate Risk Services. If you were given different contact details, use these to check with the firm before going any further.
Is Elevate Risk Services a scam or clone?
Elevate Risk Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Elevate Risk Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Elevate Risk Services to the Financial Ombudsman Service, free of charge.
Who owns Elevate Risk Services?
Companies House lists 2 people with significant control of Elevate Risk Services: Mr Neil Reid (25–50% of shares) and Mr Karl John Toogood (25–50% of shares). Before that, it was controlled by Neil Reid Ltd and Toogood Consultants Ltd.
Who runs Elevate Risk Services?
Companies House lists 2 directors of Elevate Risk Services: Karl Toogood and Simon David Moores.
How long has Elevate Risk Services been in business?
The company was formed on 5 April 2016, and has held its current FCA authorisation since June 2017.
What do Elevate Risk Services’ latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £239k (−14% from £279k) and cash at bank of £134k (+39% from £96.5k).
Does Elevate Risk Services use any other names?
It trades as Dog Grooming Insurance Brokers. It has previously used 2 other names: Inspire Road Risks Limited and courierinsurance.co.uk.

Sources and links

The full report on Elevate Risk Services Ltd

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