Cooke & Snape Mortgages Ltd

Reference number: 1032007

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cooke & Snape Mortgages Ltd (FRN 1032007) is an AR of HL Partnership Limited (FRN 303397). When you use Cooke & Snape Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cooke & Snape Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07950 709275

  • Address

    5 Moss Close, Congleton, Cheshire East, CW12 3UG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07950 709275 is
  • Who else gives the postcode CW12 3UG
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
11 February 2025 (1 year old)
Registered office
5 Moss Close, Congleton, CW12 3UG, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Deborah Price-Cooke Director Oct 1976 11 Feb 2025 None
Lisa Jane Snape Director Oct 1971 11 Feb 2025 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

14 months to 31 March 2026Micro-entity accountsNot audited

Total equity

−£969

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£7,445

No earlier figure to compare

Total equity is negative: on its last balance sheet the company owed £969 more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16244453. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cooke & Snape Mortgages’s history from the FCA register and Companies House, newest first.

2025

10 April 2025

  • Became an appointed representative

FCA register

11 February 2025

  • Incorporated at Companies House
  • Deborah Price-Cooke became a part-owner (25–50% of shares)
  • Lisa Jane Snape became a part-owner (25–50% of shares)
  • Deborah Price-cooke appointed as a director
  • Lisa Jane Snape appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Cooke & Snape Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Congleton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cooke & Snape Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Cooke & Snape Mortgages Ltd FCA authorised?
Cooke & Snape Mortgages Ltd (FRN 1032007) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cooke & Snape Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cooke & Snape Mortgages Ltd (FRN 1032007) is an AR of HL Partnership Limited (FRN 303397). When you use Cooke & Snape Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cooke & Snape Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cooke & Snape Mortgages’ phone number?
The FCA register lists the phone number 07950 709275 for Cooke & Snape Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Cooke & Snape Mortgages a scam or clone?
Cooke & Snape Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cooke & Snape Mortgages?
Protection works through HL Partnership Limited, the principal firm responsible for Cooke & Snape Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cooke & Snape Mortgages?
Companies House lists 2 people with significant control of Cooke & Snape Mortgages: Mrs Deborah Price-Cooke (25–50% of shares) and Mrs Lisa Jane Snape (25–50% of shares).
Who runs Cooke & Snape Mortgages?
Companies House lists 2 directors of Cooke & Snape Mortgages: Deborah Price-Cooke and Lisa Jane Snape.
How long has Cooke & Snape Mortgages been in business?
The company was formed on 11 February 2025.
What do Cooke & Snape Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of −£969 (no earlier figure to compare).

Sources and links

The full report on Cooke & Snape Mortgages Ltd

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