Manuka Money Limited

Reference number: 1001383

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

TMG Direct Limited Reference number: 786245 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Manuka Money Limited (FRN 1001383) is an AR of TMG Direct Limited (FRN 786245). When you use Manuka Money's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Manuka Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When manukamoney.co.uk first appeared online, and whether it can receive email
  • What kind of line 01625 810410 is
  • Who else gives the postcode CW12 2FQ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Manuka Loans Trading name
  • Manuka Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13856945
Company status
Active
Company type
Private limited company
Incorporated
18 January 2022 (4 years old)
Registered office
The Rickyard Gawsworth Business Court, Shellow Lane, North Rode, CW12 2FQ, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Carl Gordon Atkinson Director Oct 1983 18 Jan 2022 1 other company
Darren Smith Director Jul 1976 30 Jun 2023 9 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
5
still active
5

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 January 2025Micro-entity accountsNot audited

Net assets

−£5,342

Up £29.7k from −£35.1k

Employees (average)

1

Same as 1

Owed within a year

£11.2k

+240% from £3,307

Net assets are negative: on its last balance sheet the company owed £5,342 more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13856945. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Manuka Money’s history from the FCA register and Companies House, newest first.

Key events (8) All events (13)

2023

14 July 2023

  • Became an appointed representative

FCA register

30 June 2023

  • Askmantha Ltd stopped being the majority owner
  • Darren Smith became a part-owner (25–50% of shares)
  • Samantha Jayne Barker Smith became a part-owner (25–50% of shares)

Companies House

18 May 2023

  • Ocelots Holdings Ltd stopped being a part-owner

Companies House

2022

18 January 2022

  • Incorporated at Companies House
  • Askmantha Ltd became the majority owner (50–75% of shares)
  • Ocelots Holdings Ltd became a part-owner (25–50% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (8 shown here)
  • Every director appointment and resignation: 2
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Firms like Manuka Money

Other firms of the same type (mortgage adviser or broker), nearest first.

In Congleton

Cooke & Snape Mortgages LtdCongletonAppointed representativeLawrence PoulainCongletonAppointed representativeThe Mortgage Corner (Cheshire) LtdCongletonAppointed representativeSolution Mortgages LimitedCongletonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Manuka Money

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 13 events in its history

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Frequently asked questions about this firm

Is Manuka Money Limited FCA authorised?
Manuka Money Limited (FRN 1001383) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Manuka Money?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Manuka Money Limited (FRN 1001383) is an AR of TMG Direct Limited (FRN 786245). When you use Manuka Money's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Manuka Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Manuka Money’s phone number and website?
The FCA register lists the phone number 01625 810410 and the website ManukaMoney.co.uk for Manuka Money. If you were given different contact details, use these to check with the firm before going any further.
Is Manuka Money a scam or clone?
Manuka Money is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Manuka Money?
Protection works through TMG Direct Limited, the principal firm responsible for Manuka Money's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Manuka Money?
Companies House lists 2 people with significant control of Manuka Money: Mr Darren Smith (25–50% of shares) and Mrs Samantha Jayne Barker Smith (25–50% of shares). Before that, it was controlled by Askmantha Ltd and Ocelots Holdings Ltd.
Who runs Manuka Money?
Companies House lists 2 directors of Manuka Money: Carl Gordon Atkinson and Darren Smith.
How long has Manuka Money been in business?
The company was formed on 18 January 2022.
What do Manuka Money’s latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of −£5,342 (up £29.7k from −£35.1k).
Does Manuka Money use any other names?
It trades as Manuka Loans and Manuka Mortgages.

Sources and links

The full report on Manuka Money Limited

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