The Mortgage Corner (Cheshire) Ltd

Reference number: 192642

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Personal Touch Financial Services Limited Reference number: 187834 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Mortgage Corner (Cheshire) Ltd (FRN 192642) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use The Mortgage Corner (Cheshire)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Mortgage Corner (Cheshire), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01260 291919

  • Address

    20 High Street, Congleton, Cheshire, CW12 1BD, United Kingdom

In the full report: 2 background checks

  • What kind of line 01260 291919 is
  • Who else gives the postcode CW12 1BD
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Willowcroft Financial Services (Introducer) Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04912909
Company status
Active
Company type
Private limited company
Incorporated
26 September 2003 (23 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Craig Andrews Director Mar 1972 26 Sep 2003 None
Julie Andrews Director Sep 1967 16 Sep 2004 None
Julie Andrews Secretary Not published 16 Sep 2004 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£68.3k

+6.8% from £64.0k

Employees (average)

4

−43% from 7

Owed within a year

£48.7k

−4.8% from £51.1k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04912909. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Mortgage Corner (Cheshire)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2016

1 September 2016

  • Craig Andrews gained significant control

Companies House

2004

9 January 2004

  • Changed its registered name from "Willowcroft Financial Services (Introducer)"

FCA register

2003

26 September 2003

  • Incorporated at Companies House

Companies House

2000

21 July 2000

  • Became an appointed representative

FCA register

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms like The Mortgage Corner (Cheshire)

Other firms of the same type (mortgage adviser or broker), nearest first.

In Congleton

Cooke & Snape Mortgages LtdCongletonAppointed representativeLawrence PoulainCongletonAppointed representativeManuka Money LimitedCongletonAppointed representativeSolution Mortgages LimitedCongletonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Mortgage Corner (Cheshire)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is The Mortgage Corner (Cheshire) Ltd FCA authorised?
The Mortgage Corner (Cheshire) Ltd (FRN 192642) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Mortgage Corner (Cheshire)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Mortgage Corner (Cheshire) Ltd (FRN 192642) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use The Mortgage Corner (Cheshire)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Mortgage Corner (Cheshire), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Mortgage Corner (Cheshire)’s phone number?
The FCA register lists the phone number 01260 291919 for The Mortgage Corner (Cheshire). If you were given different contact details, use these to check with the firm before going any further.
Is The Mortgage Corner (Cheshire) a scam or clone?
The Mortgage Corner (Cheshire) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Mortgage Corner (Cheshire)?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for The Mortgage Corner (Cheshire)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Mortgage Corner (Cheshire)?
Companies House lists one person with significant control of The Mortgage Corner (Cheshire): Mr Craig Andrews (significant influence or control).
Who runs The Mortgage Corner (Cheshire)?
Companies House lists 2 directors of The Mortgage Corner (Cheshire): Craig Andrews and Julie Andrews.
How long has The Mortgage Corner (Cheshire) been in business?
The company was formed on 26 September 2003.
What do The Mortgage Corner (Cheshire)’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £68.3k (+6.8% from £64.0k).
Does The Mortgage Corner (Cheshire) use any other names?
It has previously used the name Willowcroft Financial Services (Introducer).

Sources and links

The full report on The Mortgage Corner (Cheshire) Ltd

£19.99 · Instant PDF download

Loading secure checkout…