Solution Mortgages Limited

Reference number: 114373

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When solution-mortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 035 6443 is
  • Who else gives the postcode CW12 4SN
Instant PDF download
Other names (4)

If you were contacted under any of these names, it is this firm.

  • CFA Securities Limited Former name: A name it was registered under before.
  • Galleon Assets Management Ltd Former name: A name it was registered under before.
  • Mosley Street Securities Ltd Former name: A name it was registered under before.
  • Solution Loans Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
13 November 1981 (44 years old)
Registered office
7 Gosling Way, Congleton, Cheshire, CW12 4WD
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Scott Michael Morrisey Director Feb 1976 7 Aug 2006 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 9 people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Total equity

£10.1k

Up £11.6k from −£1,466

Cash at bank

£13.9k

+84% from £7,546

Owed within a year

£4,305

−60% from £10.8k

Total equity

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01597729. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Solution Mortgages’s history from the FCA register and Companies House, newest first.

2016

30 June 2016

  • Smds Solution Holdings Ltd took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2006

7 November 2006

  • Changed its registered name from "Mosley Street Securities Ltd"

FCA register

2004

21 January 2004

  • Changed its registered name from "CFA Securities Limited"

FCA register · Companies House

2002

2 May 2002

  • Changed its registered name from "Galleon Assets Management Ltd"

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1997

25 November 1997

  • Regulated by the Securities and Futures Authority from this date

FCA register

1981

13 November 1981

  • Incorporated at Companies House

Companies House

In the full report: all 29 events

  • All 29 events in its history (9 shown here)
  • Every director appointment and resignation: 15
Instant PDF download

Firms connected to Solution Mortgages

Other FCA-listed firms that share a director, phone number or address with Solution Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Solution Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Congleton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Solution Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 29 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Solution Mortgages Limited FCA authorised?
Yes, Solution Mortgages Limited (FRN 114373) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Solution Mortgages’ phone number and website?
The FCA register lists the phone number 0800 035 6443 and the website solution-mortgages.co.uk for Solution Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Solution Mortgages a scam or clone?
Solution Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Solution Mortgages?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Solution Mortgages to the Financial Ombudsman Service, free of charge.
Who owns Solution Mortgages?
Solution Mortgages is owned by Smds Solution Holdings Ltd, which holds 75–100% of shares, since 30 June 2016.
Who runs Solution Mortgages?
Companies House lists one director of Solution Mortgages: Scott Michael Morrisey.
How long has Solution Mortgages been in business?
The company was formed on 13 November 1981, and has held its current FCA authorisation since December 2001.
What do Solution Mortgages’ latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £10.1k (up £11.6k from −£1,466) and cash at bank of £13.9k (+84% from £7,546).
Does Solution Mortgages use any other names?
It has previously used 4 other names, including CFA Securities Limited, Galleon Assets Management Ltd and Mosley Street Securities Ltd.

Sources and links

The full report on Solution Mortgages Limited

£19.99 · Instant PDF download

Loading secure checkout…