Crosbie Matthew Funeral Directors Ltd.

Reference number: 981187

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • CROSBIE MATTHEW FUNERAL DIRECTORS LTD. (FRN 981187) is an AR of Golden Charter Limited (FRN 965279). When you use CROSBIE MATTHEW FUNERAL DIRECTORS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from CROSBIE MATTHEW FUNERAL DIRECTORS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When crosbiematthew.co.uk first appeared online, and whether it can receive email
  • What kind of line 01592 640644 is
  • Who else gives the postcode KY1 1PF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC042480
Company status
Active
Company type
Private limited company
Incorporated
10 August 1965 (61 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Sheila Milne Director Feb 1966 31 Dec 1996 None
Graham Robertson Milne Director Dec 1958 14 Nov 2012 None
Peter Madden Aitken Secretary Not published 30 Dec 2009 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Full accountsNot audited

Net assets

£2.08m

+5.9% from £1.97m

Cash at bank

£919k

+46% from £631k

Employees (average)

19

Same as 19

Owed within a year

£356k

+37% from £259k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC042480. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Crosbie Matthew Funeral Directors’s history from the FCA register and Companies House, newest first.

Key events (3) All events (10)

2022

18 August 2022

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Sheila Milne became a part-owner (25–50% of shares)

Companies House

1965

10 August 1965

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (3 shown here)
  • Every director appointment and resignation: 7
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Firms like Crosbie Matthew Funeral Directors

Other firms of the same type (funeral director), nearest first.

In Kirkcaldy

Ian Johnston Funeral Directors LimitedKirkcaldyAppointed representativeThe Fifeshire Posting Company LimitedKirkcaldyAppointed representative

In the Kirkcaldy (KY) postcode area

Colin Sneddon Funeral Directors LtdCowdenbeathAppointed representativeJohn Gilfillan Funeral Directors LimitedLochgellyAppointed representativeJohn Stoddart & Sons LtdAppointed representativeM. Dow, E. Dow & Rev. K A DowKeltyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Crosbie Matthew Funeral Directors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Crosbie Matthew Funeral Directors Ltd. FCA authorised?
Crosbie Matthew Funeral Directors Ltd. (FRN 981187) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Crosbie Matthew Funeral Directors?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Crosbie Matthew Funeral Directors Ltd. (FRN 981187) is an AR of Golden Charter Limited (FRN 965279). When you use Crosbie Matthew Funeral Directors's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Crosbie Matthew Funeral Directors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Crosbie Matthew Funeral Directors’ phone number and website?
The FCA register lists the phone number 01592 640644 and the website crosbiematthew.co.uk for Crosbie Matthew Funeral Directors. If you were given different contact details, use these to check with the firm before going any further.
Is Crosbie Matthew Funeral Directors a scam or clone?
Crosbie Matthew Funeral Directors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Crosbie Matthew Funeral Directors?
Protection works through Golden Charter Limited, the principal firm responsible for Crosbie Matthew Funeral Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Crosbie Matthew Funeral Directors?
Companies House lists one person with significant control of Crosbie Matthew Funeral Directors: Mrs Sheila Milne (25–50% of shares).
Who runs Crosbie Matthew Funeral Directors?
Companies House lists 2 directors of Crosbie Matthew Funeral Directors: Sheila Milne and Graham Robertson Milne.
How long has Crosbie Matthew Funeral Directors been in business?
The company was formed on 10 August 1965.
What do Crosbie Matthew Funeral Directors’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £2.08m (+5.9% from £1.97m) and cash at bank of £919k (+46% from £631k).

Sources and links

The full report on Crosbie Matthew Funeral Directors Ltd.

£19.99 · Instant PDF download

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