Ian Johnston Funeral Directors Limited

Reference number: 983109

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • IAN JOHNSTON FUNERAL DIRECTORS LIMITED (FRN 983109) is an AR of Golden Charter Limited (FRN 965279). When you use IAN JOHNSTON FUNERAL DIRECTORS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from IAN JOHNSTON FUNERAL DIRECTORS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01592 652133

  • Address

    142N St. Clair Street, Kirkcaldy, Fife, KY1 2BZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01592 652133 is
  • Who else gives the postcode KY1 2BZ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • IAN JOHNSTON Trading name: A name it trades under now.
  • IAN JOHNSTON FUNERAL DIRECTOR Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
11 March 2019 (7 years old)
Registered office
142n St Clair Street, Kirkcaldy, Fife, KY1 2BZ, United Kingdom
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Andrew Johnston Director Nov 1964 11 Mar 2019 None
Alistair Robert Caldicott Director Oct 1988 28 Mar 2025 1 other company
Christiane Katharine Henderson Director Nov 1975 28 Mar 2025 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£78.4k

+167% from £29.4k

Cash at bank

£11.8k

−60% from £29.3k

Employees (average)

4

−20% from 5

Owed within a year

£31.5k

−40% from £53.0k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC623787. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ian Johnston Funeral Directors’s history from the FCA register and Companies House, newest first.

2025

28 March 2025

  • Caldicott & Henderson Ltd took control (75–100% of shares)
  • Ian Andrew Johnston stopped being the majority owner

Companies House

2022

12 September 2022

  • Became an appointed representative

FCA register

2019

11 March 2019

  • Incorporated at Companies House
  • Ian Andrew Johnston became the majority owner (50–75% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Ian Johnston Funeral Directors

Other FCA-listed firms that share a director, phone number or address with Ian Johnston Funeral Directors. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Ian Johnston Funeral Directors

Other firms of the same type (funeral director), nearest first.

In Kirkcaldy

In the Kirkcaldy (KY) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ian Johnston Funeral Directors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Ian Johnston Funeral Directors Limited FCA authorised?
Ian Johnston Funeral Directors Limited (FRN 983109) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ian Johnston Funeral Directors?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ian Johnston Funeral Directors Limited (FRN 983109) is an AR of Golden Charter Limited (FRN 965279). When you use Ian Johnston Funeral Directors's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ian Johnston Funeral Directors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ian Johnston Funeral Directors’ phone number?
The FCA register lists the phone number 01592 652133 for Ian Johnston Funeral Directors. If you were given different contact details, use these to check with the firm before going any further.
Is Ian Johnston Funeral Directors a scam or clone?
Ian Johnston Funeral Directors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ian Johnston Funeral Directors?
Protection works through Golden Charter Limited, the principal firm responsible for Ian Johnston Funeral Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ian Johnston Funeral Directors?
Ian Johnston Funeral Directors is owned by Caldicott & Henderson Ltd, which holds 75–100% of shares and 75–100% of votes, since 28 March 2025. Before that, it was controlled by Mr Ian Andrew Johnston.
Who runs Ian Johnston Funeral Directors?
Companies House lists 3 directors of Ian Johnston Funeral Directors: Ian Andrew Johnston, Alistair Robert Caldicott and Christiane Katharine Henderson.
How long has Ian Johnston Funeral Directors been in business?
The company was formed on 11 March 2019.
What do Ian Johnston Funeral Directors’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £78.4k (+167% from £29.4k) and cash at bank of £11.8k (−60% from £29.3k).
Does Ian Johnston Funeral Directors use any other names?
It trades as IAN JOHNSTON and IAN JOHNSTON FUNERAL DIRECTOR.

Sources and links

The full report on Ian Johnston Funeral Directors Limited

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