John Stoddart & Sons Ltd

Reference number: 813765

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • JOHN STODDART & SONS LTD (FRN 813765) is an AR of Golden Charter Limited (FRN 965279). When you use JOHN STODDART & SONS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from JOHN STODDART & SONS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When johnstoddartfunerals.org first appeared online, and whether it can receive email
  • What kind of line 01383 721284 is
  • Who else gives the postcode KY11 2EU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC439417
Company status
Active
Company type
Private limited company
Incorporated
28 December 2012 (13 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Keith Stoddart Director Nov 1965 28 Dec 2012 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£92.1k

+12% from £82.2k

Employees (average)

4

Same as 4

Owed within a year

£24.2k

+12% from £21.6k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC439417. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

John Stoddart & Sons’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2018

12 July 2018

  • Became an appointed representative

FCA register

2017

20 June 2017

  • Heather Stoddart became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Keith Stoddart became a part-owner (25–50% of shares)

Companies House

2012

28 December 2012

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms connected to John Stoddart & Sons

Other FCA-listed firms that share a director, phone number or address with John Stoddart & Sons. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like John Stoddart & Sons

Other firms of the same type (funeral director), nearest first.

In the Kirkcaldy (KY) postcode area

Colin Sneddon Funeral Directors LtdCowdenbeathAppointed representativeCrosbie Matthew Funeral Directors Ltd.KirkcaldyAppointed representativeIan Johnston Funeral Directors LimitedKirkcaldyAppointed representativeJohn Gilfillan Funeral Directors LimitedLochgellyAppointed representativeM. Dow, E. Dow & Rev. K A DowKeltyAppointed representativeMark Mitchell Independent Funeral Directors LimitedDunfermlineAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on John Stoddart & Sons

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is John Stoddart & Sons Ltd FCA authorised?
John Stoddart & Sons Ltd (FRN 813765) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for John Stoddart & Sons?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. John Stoddart & Sons Ltd (FRN 813765) is an AR of Golden Charter Limited (FRN 965279). When you use John Stoddart & Sons's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from John Stoddart & Sons, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is John Stoddart & Sons’ phone number and website?
The FCA register lists the phone number 01383 721284 and the website johnstoddartfunerals.org for John Stoddart & Sons. If you were given different contact details, use these to check with the firm before going any further.
Is John Stoddart & Sons a scam or clone?
John Stoddart & Sons is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with John Stoddart & Sons?
Protection works through Golden Charter Limited, the principal firm responsible for John Stoddart & Sons's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns John Stoddart & Sons?
Companies House lists 2 people with significant control of John Stoddart & Sons: Mrs Heather Stoddart (25–50% of shares) and Mr Keith Stoddart (25–50% of shares).
Who runs John Stoddart & Sons?
Companies House lists one director of John Stoddart & Sons: Keith Stoddart.
How long has John Stoddart & Sons been in business?
The company was formed on 28 December 2012.
What do John Stoddart & Sons’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £92.1k (+12% from £82.2k).

Sources and links

The full report on John Stoddart & Sons Ltd

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