Dandy's Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 11 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2002
Accounts filed up to 30 April 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

dandys.co.uk (opens in a new tab)
Phone number

01229 832094
Address

Dandys Ltd, 91-99 Duke Street, Barrow-In-Furness, Cumbria, LA14 1RH, United Kingdom

In the full report: 3 background checks

When dandys.co.uk first appeared online, and whether it can receive email
What kind of line 01229 832094 is
Who else gives the postcode LA14 1RH

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Credit Broking
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04393426 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 13 March 2002 (24 years old)
Registered office: 91-99 Duke Street, Barrow In Furness, Cumbria, LA14 1RH
Nature of business: Retail of furniture, lighting, and similar (not musical instruments or scores) in specialised store (SIC 47599)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Jane Margaret Dandy	Director	May 1961	13 Mar 2002	None
Jeffrey Norman Dandy	Director	Apr 1956	13 Mar 2002	1 other company
Jane Margaret Dandy	Secretary	Not published	13 Mar 2002	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£294k

−5.5% from £312k

Cash at bank

£66.1k

−17% from £79.6k

Employees (average)

16

+6.7% from 15

Owed within a year

£215k

+9.7% from £196k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04393426. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Dandy's’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2016

6 April 2016

Jane Margaret Dandy became a part-owner (25–50% of shares)
Jeffrey Norman Dandy became a part-owner (25–50% of shares)

Companies House

2015

27 March 2015

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2002

13 March 2002

Incorporated at Companies House

Companies House

In the full report: all 9 events

All 9 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms connected to Dandy's

Other FCA-listed firms that share a director, phone number or address with Dandy's. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Dandy's

Other firms of the same type (lender), nearest first.

In Barrow-In-Furness

Provincial Funding LtdBarrow-in-FurnessAuthorised

In the Lancaster (LA) postcode area

Grand Vacations Services (Europe) LimitedLancasterAuthorised B & M Harrison LimitedKendalAuthorised Bowland Finance LimitedCarnforthAuthorised D C WILSON Rutland Avenue GarageLancasterAuthorised Lakeland Landrover HireUlverstonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Dandy's

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 9 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Dandy's Limited FCA authorised?

Yes, Dandy's Limited (FRN 674263) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2015 and works as a lender. The FCA has placed no limits on its permissions.

What is Dandy's’ phone number and website?

The FCA register lists the phone number 01229 832094 and the website dandys.co.uk for Dandy's. If you were given different contact details, use these to check with the firm before going any further.

Is Dandy's a scam or clone?

Dandy's is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Dandy's?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Dandy's handles your money, so check the specific product before you commit. You can also refer complaints about Dandy's to the Financial Ombudsman Service, free of charge.

Who owns Dandy's?

Companies House lists 2 people with significant control of Dandy's: Mrs Jane Margaret Dandy (25–50% of shares) and Mr Jeffrey Norman Dandy (25–50% of shares).

Who runs Dandy's?

Companies House lists 2 directors of Dandy's: Jane Margaret Dandy and Jeffrey Norman Dandy.

How long has Dandy's been in business?

The company was formed on 13 March 2002, and has held its current FCA authorisation since March 2015.

What do Dandy's’ latest accounts show?

Its latest accounts, to 30 April 2025, show net assets of £294k (−5.5% from £312k) and cash at bank of £66.1k (−17% from £79.6k).