Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
83-85, Duke Street, Barrow-in-Furness, Cumbria, LA14 1RH, United Kingdom
In the full report: 2 background checks
- What kind of line 01229 827117 is
- Who else gives the postcode LA14 1RH
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
- Entering into a regulated home credit loan agreement as lender
- Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03907174 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 January 2000 (26 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Troy Fraser | Director | Jan 1974 | 14 Jan 2000 | None |
| Vicky Pedley | Director | Jan 1971 | 1 Apr 2006 | None |
| Vicky Pedley | Secretary | Not published | 15 Aug 2000 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 6 people who have been directors, with their dates
Filed accounts and finances
Net assets
£310k
+5.1% from £295k
Cash at bank
£270k
−9.5% from £299k
Owed within a year
£54.7k
+7.9% from £50.7k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 03907174. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Provincial Funding’s history from the FCA register and Companies House, newest first.
2024
11 March 2024
- David Fraser stopped being the majority owner
Companies House
2016
6 April 2016
- David Fraser became the majority owner (50–75% of shares)
- David Troy Fraser took control (75–100% of shares)
Companies House
2015
26 May 2015
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2000
14 January 2000
- Incorporated at Companies House
Companies House
In the full report: all 18 events
- All 18 events in its history (6 shown here)
- Every director appointment and resignation: 10
Firms connected to Provincial Funding
Other FCA-listed firms that share a director, phone number or address with Provincial Funding. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Provincial Funding
Other firms of the same type (lender), nearest first.
In Barrow-in-Furness
In the Lancaster (LA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Provincial Funding
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 18 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Provincial Funding Ltd FCA authorised?
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How long has Provincial Funding been in business?
What do Provincial Funding’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk