Ensure UK Limited

Reference number: 417699

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

KNOWLES ASSOCIATES-TOTAL FLEET MANAGEMENT LIMITED Reference number: 311365 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ENSURE UK LIMITED (FRN 417699) is an AR of KNOWLES ASSOCIATES-TOTAL FLEET MANAGEMENT LIMITED (FRN 311365). When you use ENSURE UK's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ENSURE UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01206 255405

  • Address

    Suite 1, The Grange, Lodge Lane, Langham, Colchester, Essex, CO4 5NE, United Kingdom

In the full report: 2 background checks

  • What kind of line 01206 255405 is
  • Who else gives the postcode CO4 5NE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ensure Uk Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Knowles Associates-Total Fleet Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05104505
Company status
Active
Company type
Private limited company
Incorporated
19 April 2004 (22 years old)
Registered office
The Grange Lodge Lane, Langham, Colchester, Essex, CO4 5NE, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Colin Reginald Knowles Director Nov 1949 19 Apr 2004 11 other companies
Ria Louise Turner Director Jun 1986 30 Apr 2020 1 other company
Ryan Knowles Director May 1997 4 Oct 2024 1 other company
Ryan Knowles Secretary Not published 4 Oct 2024 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
5
are FCA-registered
2

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 2 companies these 3 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2024Abridged accountsNot audited

Net assets

£209k

No earlier figure to compare

Cash at bank

£570k

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£621k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05104505. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ensure UK’s history from the FCA register and Companies House, newest first.

Key events (6) All events (21)

2026

11 June 2026

  • Changed its registered name from "Ensure Uk Ltd"

FCA register

2020

8 April 2020

  • Colin Reginald Knowles stopped being the majority owner
  • Knowles Associates - Total Fleet Management Limited took control (75–100% of shares)

Companies House

2016

1 October 2016

  • Colin Reginald Knowles became the majority owner (50–75% of shares)

Companies House

2005

14 January 2005

  • Became an appointed representative

FCA register

2004

19 April 2004

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (6 shown here)
  • Every director appointment and resignation: 15
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Firms connected to Ensure UK

Other FCA-listed firms that share a director, phone number or address with Ensure UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like Ensure UK

Other firms of the same type (insurance broker), nearest first.

In Colchester

Acorn Mortgage Services (Essex) LimitedColchesterAppointed representativeAmeriCover LimitedColchesterAppointed representativeAppointed Representative 1 LimitedColchesterAppointed representativeArma Karma LimitedColchesterAppointed representativeAssociation of Translation Companies LimitedColchesterAppointed representativeAssured Funding LtdColchesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ensure UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 21 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Ensure UK Limited FCA authorised?
Ensure UK Limited (FRN 417699) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ensure UK?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ensure UK Limited (FRN 417699) is an AR of KNOWLES ASSOCIATES-TOTAL FLEET MANAGEMENT LIMITED (FRN 311365). When you use Ensure UK's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ensure UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ensure UK’s phone number?
The FCA register lists the phone number 01206 255405 for Ensure UK. If you were given different contact details, use these to check with the firm before going any further.
Is Ensure UK a scam or clone?
Ensure UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ensure UK?
Protection works through Knowles Associates-Total Fleet Management Limited, the principal firm responsible for Ensure UK's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ensure UK?
Ensure UK is owned by Knowles Associates - Total Fleet Management Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 8 April 2020. Before that, it was controlled by Mr Colin Reginald Knowles.
Who runs Ensure UK?
Companies House lists 3 directors of Ensure UK: Colin Reginald Knowles, Ria Louise Turner and Ryan Knowles.
How long has Ensure UK been in business?
The company was formed on 19 April 2004.
What do Ensure UK’s latest accounts show?
Its latest accounts, to 30 September 2024, show net assets of £209k (no earlier figure to compare) and cash at bank of £570k (no earlier figure to compare).
Does Ensure UK use any other names?
It has previously used the name Ensure Uk Ltd.

Sources and links

The full report on Ensure UK Limited

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