Eurochange Limited

Reference number: 534703

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When eurochange.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 240 1687 is
  • Who else gives the postcode SG1 2EF
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • NM Money Trading name: A name it trades under now.
  • Eurochange plc Former name: A name it was registered under before.
  • FX Currency Services Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 5. Issuing and/or acquiring of payment instruments.
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 July 1990 (36 years old)
Registered office
Essex House Meadway Corporate Centre, Rutherford Close, Stevenage, SG1 2EF, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Charles Somerville Stewart Director Jan 1982 30 Nov 2021 4 other companies
Graham Baker Director May 1977 7 Apr 2025 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
3
is FCA-registered
1

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
  • All 20 people who have ever been directors, with their dates
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Key dates in its history

Eurochange’s history from the FCA register and Companies House, newest first.

2025

7 April 2025

  • Eurochange Group Holdings Limited gave up control
  • Western Union Ireland Holdings Limited took control (75–100% of shares)

Companies House

2023

6 January 2023

  • Eurochange Group Holdings Limited took control (75–100% of shares)
  • Eurochange Holdings Limited gave up control

Companies House

2018

19 April 2018

  • Became an authorised payment institution

FCA register

2016

6 April 2016

  • Eurochange Holdings Limited took control (75–100% of shares)

Companies House

2014

27 October 2014

  • Changed its registered name from "Eurochange plc"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

21 April 2011

  • Changed its registered name from "FX Currency Services Limited"

FCA register

1 April 2011

  • Regulated by the Financial Services Authority from this date

FCA register

1990

6 July 1990

  • Incorporated at Companies House

Companies House

In the full report: all 54 events

  • All 54 events in its history (11 shown here)
  • Every director appointment and resignation: 40
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Firms connected to Eurochange

Other FCA-listed firms that share a director, phone number or address with Eurochange. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
1
share its postcode
3

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (1), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Eurochange

Other firms of the same type (payment or money transfer firm), nearest first.

In the Stevenage (SG) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Eurochange

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 54 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Eurochange Limited FCA authorised?
Yes, Eurochange Limited (FRN 534703) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Eurochange’s phone number and website?
The FCA register lists the phone number 0333 240 1687 and the website eurochange.co.uk for Eurochange. If you were given different contact details, use these to check with the firm before going any further.
Is Eurochange a scam or clone?
Eurochange is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Eurochange?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Eurochange to the Financial Ombudsman Service, free of charge.
Who owns Eurochange?
Eurochange is owned by Western Union Ireland Holdings Limited, which holds 75–100% of shares, since 7 April 2025. Before that, it was controlled by Eurochange Group Holdings Limited and Eurochange Holdings Limited.
Who runs Eurochange?
Companies House lists 2 directors of Eurochange: Charles Somerville Stewart and Graham Baker.
How long has Eurochange been in business?
The company was formed on 6 July 1990, and has held its current FCA authorisation since April 2018.
Does Eurochange use any other names?
It trades as NM Money. It has previously used 2 other names: Eurochange plc and FX Currency Services Limited.

Sources and links

The full report on Eurochange Limited

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