Optim System Ltd

Reference number: 917823

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When weopsy.com first appeared online, and whether it can receive email
  • What kind of line 07437 044477 is
  • Who else gives the postcode SG7 6NG
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • OPSY Trading name
  • natpay.uk Former trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
  • 3. Executing payment transactions (no credit line)
  • 5. Issuing and/or acquiring of payment instruments.
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10063965
Company status
Active
Company type
Private limited company
Incorporated
15 March 2016 (10 years old)
Registered office
Baldock Industrial Estate London Road, Office 10, Ajs House, Units 11-12, Baldock, SG7 6NG, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Nataliya Beck Director Oct 1973 2 Dec 2019 3 other companies
Artem Zedik Director Nov 1985 8 Feb 2023 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£149k

<1% from £149k

Cash at bank

£164k

−22% from £210k

Employees (average)

1

Same as 1

Owed within a year

£78.6k

+25% from £63.1k

* Cash at bank usually includes customers’ money.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10063965. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Optim System’s history from the FCA register and Companies House, newest first.

Key events (11) All events (25)

2023

7 April 2023

  • Artem Zedik no longer has significant control
  • Sergej Jurlov took control (75–100% of shares)

Companies House

8 February 2023

  • Artem Zedik gained significant control
  • Sergej Jurlov gave up control

Companies House

2020

15 June 2020

  • Became an authorised payment institution

FCA register

28 April 2020

  • Regulated by the FCA from this date

FCA register

2018

6 February 2018

  • Chika Thompson Uzor stopped being a part-owner
  • Sergej Jurlov took control (75–100% of shares)

Companies House

4 February 2018

  • Board replaced: its only director left and a new director took over

Companies House

2017

1 March 2017

  • Chika Thompson Uzor became a part-owner (25–50% of shares)

Companies House

2016

15 March 2016

  • Incorporated at Companies House

Companies House

In the full report: all 25 events

  • All 25 events in its history (11 shown here)
  • Every director appointment and resignation: 11
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Firms like Optim System

Other firms of the same type (payment or money transfer firm), nearest first.

In the Stevenage (SG) postcode area

PXP Financial LimitedWareAuthorisedMoney Means LimitedHitchinAppointed representativeEurochange LimitedStevenageAuthorisedUKFX Holdings LtdHertfordshireAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Optim System

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 25 events in its history

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Frequently asked questions about this firm

Is Optim System Ltd FCA authorised?
Yes, Optim System Ltd (FRN 917823) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2020 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Optim System’s phone number and website?
The FCA register lists the phone number 07437 044477 and the website weopsy.com for Optim System. If you were given different contact details, use these to check with the firm before going any further.
Is Optim System a scam or clone?
Optim System is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Optim System?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Optim System to the Financial Ombudsman Service, free of charge.
Who owns Optim System?
Companies House lists one person with significant control of Optim System: Mr Sergej Jurlov (75–100% of shares). Before that, it was controlled by Mr Artem Zedik and Mr Chika Thompson Uzor.
Who runs Optim System?
Companies House lists 2 directors of Optim System: Nataliya Beck and Artem Zedik.
How long has Optim System been in business?
The company was formed on 15 March 2016, and has held its current FCA authorisation since June 2020.
What do Optim System’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £149k (<1% from £149k) and cash at bank of £164k (−22% from £210k).
Does Optim System use any other names?
It trades as OPSY. It has previously used the name natpay.uk.

Sources and links

The full report on Optim System Ltd

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