PXP Financial Limited

Reference number: 504318

Instant download

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When pxp.io first appeared online, and whether it can receive email
  • What kind of line 020 3885 0598 is
  • Who else gives the postcode SG12 8XL
Instant PDF download
Other names (3)

If you were contacted under any of these names, it is this firm.

  • PXP Trading name: A name it trades under now.
  • CQR UK Payment Solutions Ltd Former name: A name it was registered under before.
  • Kalixa Accept Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
  • 3. Executing payment transactions (no credit line)
  • 4. Executing payment transactions (credit line)
  • 5. Issuing and/or acquiring of payment instruments.
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
22 April 2005 (21 years old)
Registered office
The Corn Mill, 1 Roydon Road, Stanstead Abbotts, Hertfordshire, SG12 8XL
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Jonathan Richard Bell Director Sep 1972 28 Feb 2019 4 other companies
Kamran Hedjri Director Aug 1967 15 Aug 2021 3 other companies
Katharina Richter-Weiss Director Mar 1969 25 Jan 2023 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
1
went insolvent
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 3 directors run together
  • All 21 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Turnover

£29.9m

+18% from £25.3m

Profit before tax

£2.31m

+15% from £2.01m

Net assets

£8.50m

+50% from £5.67m

Cash at bank

£14.5m

<1% from £14.5m

* Cash at bank usually includes customers’ money.

Turnover and profit

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05433326. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

PXP Financial’s history from the FCA register and Companies House, newest first.

2018

28 November 2018

  • Changed its registered name from "Kalixa Accept Limited"

FCA register

26 April 2018

  • Regulated by the FCA from this date
  • No longer regulated by the FCA
  • Became an authorised payment institution

FCA register

2017

28 February 2017

  • Pxp Financial Group Limited took control (75–100% of shares)

Companies House

2013

12 April 2013

  • Changed its registered name from "CQR UK Payment Solutions Ltd"

FCA register

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

30 October 2009

  • Regulated by the Financial Services Authority from this date

FCA register

2007

16 November 2007

  • Board replaced: its only director left and a new director took over

Companies House

2005

22 April 2005

  • Incorporated at Companies House

Companies House

In the full report: all 58 events

  • All 58 events in its history (10 shown here)
  • Every director appointment and resignation: 43
Instant PDF download

Firms connected to PXP Financial

Other FCA-listed firms that share a director, phone number or address with PXP Financial. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
Instant PDF download

Firms like PXP Financial

Other firms of the same type (payment or money transfer firm), nearest first.

In the Stevenage (SG) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on PXP Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 58 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is PXP Financial Limited FCA authorised?
Yes, PXP Financial Limited (FRN 504318) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is PXP Financial’s phone number and website?
The FCA register lists the phone number 020 3885 0598 and the website pxp.io for PXP Financial. If you were given different contact details, use these to check with the firm before going any further.
Is PXP Financial a scam or clone?
PXP Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with PXP Financial?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about PXP Financial to the Financial Ombudsman Service, free of charge.
Who owns PXP Financial?
PXP Financial is owned by Pxp Financial Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 28 February 2017.
Who runs PXP Financial?
Companies House lists 3 directors of PXP Financial: Jonathan Richard Bell, Kamran Hedjri and Katharina Richter-Weiss.
How long has PXP Financial been in business?
The company was formed on 22 April 2005, and has held its current FCA authorisation since April 2018.
What do PXP Financial’s latest accounts show?
Its latest accounts, to 31 December 2025, show turnover of £29.9m (+18% from £25.3m) and profit before tax of £2.31m (+15% from £2.01m).
Does PXP Financial use any other names?
It trades as PXP. It has previously used 2 other names: CQR UK Payment Solutions Ltd and Kalixa Accept Limited.

Sources and links

The full report on PXP Financial Limited

£19.99 · Instant PDF download

Loading secure checkout…