Money Means Limited
Reference number: 976675
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 31 August 2025
Responsible principal firm
Moneyhub Financial Technology Ltd Reference number: 809360 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Money Means Limited (FRN 976675) is an AR of Moneyhub Financial Technology Ltd (FRN 809360). When you use Money Means's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Money Means, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Suite B, Gloverside, 23-25 Bury Mead Road, Hitchin, Hertfordshire, SG5 1RT, United Kingdom
In the full report: 3 background checks
- When moneymeans.co.uk first appeared online, and whether it can receive email
- What kind of line 01462 420544 is, and the other firm that gives it
- Who else gives the postcode SG5 1RT
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Moneyhub Financial Technology Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13269972 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 March 2021 (5 years old)
- Registered office
- Suite B Gloverside, 23-25 Bury Mead Road, Hitchin, Herts, SG5 1RT, United Kingdom
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Helena Elizabeth Wardle | Director | Jul 1985 | 16 Mar 2021 | 4 other companies |
| Helena Elizabeth Wardle | Secretary | Not published | 2 Jan 2024 | – |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- closed down
- 2
- is FCA-registered
- 1
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£383k
+526% from £61.2k
Cash at bank
£418k
+586% from £61.0k
Employees (average)
11
+175% from 4
Owed within a year
£53.6k
+222% from £16.6k
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 13269972. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Money Means’s history from the FCA register and Companies House, newest first.
2022
31 May 2022
- Became an appointed representative
FCA register
2021
16 March 2021
- Incorporated at Companies House
- Helena Elizabeth Wardle became a part-owner (25–50% of shares)
Companies House
In the full report: all 9 events
- All 9 events in its history (3 shown here)
- Every director appointment and resignation: 5
Firms connected to Money Means
Other FCA-listed firms that share a director, phone number or address with Money Means. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its phone number
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same phone number (1), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Money Means
Other firms of the same type (payment or money transfer firm), nearest first.
In the Stevenage (SG) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Money Means
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 9 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Money Means Limited FCA authorised?
What does appointed representative mean for Money Means?
What is Money Means’ phone number and website?
Is Money Means a scam or clone?
Is my money safe with Money Means?
Who owns Money Means?
Who runs Money Means?
How long has Money Means been in business?
What do Money Means’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk