Evolution Lending Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Your funds are protected by FSCS
No FCA actions
Active company since 2007
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

evolutionlending.co.uk (opens in a new tab)
Phone number

0161 814 9993
Address

9 Portland Street, Manchester, M1 3BE, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When evolutionlending.co.uk first appeared online, and whether it can receive email
What kind of line 0161 814 9993 is, and the other firm that gives it
Who else gives the postcode M1 3BE

Other names (1)

If you were contacted under any of these names, it is this firm.

Evolution Banking Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (4 permissions)

Acting as a CBTL administrator
Acting as a CBTL lender
Administering a regulated mortgage contract
Entering into a regulated mortgage contract as lender

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 06113307 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 19 February 2007 (19 years old)
Registered office: 9 Portland Street, Manchester, M1 3BE, England
Nature of business: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Stephen Philip Brilus	Director	Nov 1968	30 Aug 2011	17 other companies
Mathew James Montgomery	Director	Jan 1980	30 Aug 2011	9 other companies
Kerriann Pender	Director	Aug 1979	22 Feb 2016	2 other companies
Steven Jonathan Daly	Director	Mar 1984	29 Apr 2024	3 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 19
closed down: 13
went insolvent: 2

In the full report: all 19 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
The 2 that went into liquidation or administration
The 2 on the FCA register
The 7 companies these 4 directors run together
All 8 people who have ever been directors, with their dates

Key dates in its history

Evolution Lending’s history from the FCA register and Companies House, newest first.

Key events (5) All events (17)

2016

6 April 2016

Evolution Money Group Limited took control (75–100% of shares)

Companies House

21 March 2016

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

5 January 2016

Changed its registered name from "Evolution Banking Limited"

FCA register

2007

19 February 2007

Incorporated at Companies House

Companies House

In the full report: all 17 events

All 17 events in its history (5 shown here)
Every director appointment and resignation: 10

Firms connected to Evolution Lending

Other FCA-listed firms that share a director, phone number or address with Evolution Lending. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share a director: 2
share its phone number: 1

In the full report: all 2 connected firms, named

How each is linked: shared directors (2), the same phone number (1), the same postcode (2)
Who links each one: the named directors, with dates

Firms like Evolution Lending

Other firms of the same type (mortgage lender), nearest first.

In Manchester

Affirmative Finance LimitedManchesterAuthorised

Elsewhere in the UK

Yorkshire Bank Home Loans LimitedNewcastle-upon-TyneAuthorised Aviva Equity Release UK LimitedYorkAuthorised Admiral Financial Services LimitedCardiffAuthorised Legal & General Home Finance LimitedSolihullAuthorised Prudential Lifetime Mortgages LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Evolution Lending

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

19 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
All 17 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Evolution Lending Limited FCA authorised?

Yes, Evolution Lending Limited (FRN 709488) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2016 and works as a mortgage lender. The FCA has placed no limits on its permissions.

What is Evolution Lending’s phone number and website?

The FCA register lists the phone number 0161 814 9993 and the website evolutionlending.co.uk for Evolution Lending. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Evolution Lending a scam or clone?

Evolution Lending is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Evolution Lending?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Evolution Lending to the Financial Ombudsman Service, free of charge.

Who owns Evolution Lending?

Evolution Lending is owned by Evolution Money Group Limited, which holds 75–100% of shares, since 6 April 2016.

Who runs Evolution Lending?

Companies House lists 4 directors of Evolution Lending: Stephen Philip Brilus, Mathew James Montgomery, Kerriann Pender and Steven Jonathan Daly.

How long has Evolution Lending been in business?

The company was formed on 19 February 2007, and has held its current FCA authorisation since March 2016.

Does Evolution Lending use any other names?

It has previously used the name Evolution Banking Limited.