Face&co Belfast Ltd

Reference number: 964463

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • FACE&CO BELFAST LTD (FRN 964463) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not FACE&CO BELFAST.
  • Example: if FACE&CO BELFAST refers you to a financial adviser, the advice should come from the principal firm, not from FACE&CO BELFAST itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07734 348335

  • Address

    613 Lisburn Road, Belfast, BT9 7GT, United Kingdom

In the full report: 2 background checks

  • What kind of line 07734 348335 is
  • Who else gives the postcode BT9 7GT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Face And Co Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Social Money Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
13 July 2020 (6 years old)
Registered office
613 Lisburn Road, Belfast, BT9 7GT, Northern Ireland
Nature of business
  • Hairdressing and other beauty treatment (SIC 96020)

Directors and company secretaries

Name Role Born Appointed Other companies
Jennifer Lavery Director Mar 1989 13 Jul 2020 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£5,114

−84% from £31.3k

Employees (average)

3

Same as 3

Owed within a year

£48.9k

+65% from £29.6k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI670998. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Face&co Belfast’s history from the FCA register and Companies House, newest first.

2025

25 September 2025

  • Began trading as "Face And Co"

FCA register

2021

23 November 2021

  • Became an introducer appointed representative

FCA register

2020

13 July 2020

  • Incorporated at Companies House
  • Jennifer Lavery took control (75–100% of shares)
  • Jennifer Lavery appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Face&co Belfast

Other firms of the same type (credit broker), nearest first.

In Belfast

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Face&co Belfast

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Face&co Belfast Ltd FCA authorised?
Face&co Belfast Ltd (FRN 964463) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Face&co Belfast?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Face&co Belfast Ltd (FRN 964463) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not Face&co Belfast. Example: if Face&co Belfast refers you to a financial adviser, the advice should come from the principal firm, not from Face&co Belfast itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Face&co Belfast’s phone number?
The FCA register lists the phone number 07734 348335 for Face&co Belfast. If you were given different contact details, use these to check with the firm before going any further.
Is Face&co Belfast a scam or clone?
Face&co Belfast is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Face&co Belfast?
Protection works through Social Money Limited, the principal firm responsible for Face&co Belfast's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Face&co Belfast?
Companies House lists one person with significant control of Face&co Belfast: Miss Jennifer Lavery (75–100% of shares).
Who runs Face&co Belfast?
Companies House lists one director of Face&co Belfast: Jennifer Lavery.
How long has Face&co Belfast been in business?
The company was formed on 13 July 2020.
What do Face&co Belfast’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £5,114 (−84% from £31.3k).
Does Face&co Belfast use any other names?
It trades as Face And Co.

Sources and links

The full report on Face&co Belfast Ltd

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