Fido Finance Limited

Reference number: 933587

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Registered, but in an insolvency process

This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.

What the FCA says

ATTENTION - Firm in an insolvency process

This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    4 Innovation Close, Heslington, York, England, YO10 5ZF, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode YO10 5ZF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • FidoMoney Trading name

Past FCA permissions and consumer protection

  • In an insolvency process
    Money the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
Show FCA detail (7 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • h) Issuing Electronic Money

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Companies House records this company in administration, but it is still authorised on the FCA register.
  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
  • This company has insolvency history on record.
Company number
09385075
Company status
Administration
Company type
Private limited company
Incorporated
12 January 2015 (11 years old)
Registered office
C/O Interpath Ltd, 10 Fleet Place, London, EC4M 7RB
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jacob Felix Parker-Bowles Director Sep 1978 12 Jan 2015 3 other companies
Alexander Gatt Director Mar 1969 26 Jan 2022 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
went insolvent
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2021Full accountsAudited

Turnover

£5.79m

Not compared: the previous accounts cover a different length of time

Profit before tax

£2.91m

Not compared: the previous accounts cover a different length of time

Net assets

£860k

Up £869k from −£8,905

Cash at bank

£11.8m

Up £11.5m from £227k

Its next accounts are overdue at Companies House.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09385075. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fido Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2021

1 February 2021

  • Regulated by the FCA from this date
  • Status on the FCA register became "Small Electronic Money Institution"

FCA register

2020

11 December 2020

  • Adrian Kreter International Holdings Ltd became a part-owner (25–50% of shares)

Companies House

2016

6 June 2016

  • Jacob Felix Parker-Bowles became a part-owner (25–50% of shares)

Companies House

2015

12 January 2015

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Fido Finance

Other firms of the same type (payment or money transfer firm), nearest first.

In York

Quick File LtdYorkRegistered

Elsewhere in the UK

Uber Payments UK LimitedLondonAuthorisedWise Payments LimitedLondonAuthorisedHiFX Europe LimitedBracknellAuthorisedForisgfs UK LimitedLondonAuthorisedWepay Payments Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fido Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 1 background check on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Fido Finance Limited FCA authorised?
Yes, Fido Finance Limited (FRN 933587) is registered with the FCA and permitted to provide its regulated services. It is also in an insolvency process, under the control of insolvency practitioners, so deal with the appointed office holders rather than the firm.
Is Fido Finance a scam or clone?
Fido Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fido Finance?
Fido Finance is under the control of insolvency practitioners, so money it held is returned through the appointed office holders rather than by the firm. That takes time and can fall short. Where money is missing, the FSCS covers eligible claims up to its limits, and the Financial Ombudsman Service can still consider a complaint.
Who owns Fido Finance?
Companies House lists 2 people with significant control of Fido Finance: Adrian Kreter International Holdings Ltd (25–50% of shares) and Mr Jacob Felix Parker-Bowles (25–50% of shares).
Who runs Fido Finance?
Companies House lists 2 directors of Fido Finance: Jacob Felix Parker-Bowles and Alexander Gatt.
How long has Fido Finance been in business?
The company was formed on 12 January 2015. Companies House now lists it as administration.
What do Fido Finance’s latest accounts show?
Its latest accounts, to 31 December 2021, show turnover of £5.79m (not compared: the previous accounts cover a different length of time) and profit before tax of £2.91m (not compared: the previous accounts cover a different length of time). Its accounts are overdue at Companies House.
Does Fido Finance use any other names?
It trades as FidoMoney.

Sources and links

The full report on Fido Finance Limited

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