Finova Money Limited

Reference number: 998351

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sense Network Limited Reference number: 465124 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Finova Money Limited (FRN 998351) is an AR of Sense Network Limited (FRN 465124). When you use Finova Money's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Finova Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When finovamoney.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7941 8578 is
  • Who else gives the postcode EC3R 6AF
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sense Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14895025
Company status
Active
Company type
Private limited company
Incorporated
25 May 2023 (3 years old)
Registered office
10 Lower Thames Street, London, EC3R 6AF, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert Francis Bell Director Mar 1988 25 May 2023 None
Scott David Millar Director Mar 1997 25 May 2023 1 other company
Robert Frederick Barrington Schwarz Director May 1993 25 May 2023 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 31 May 2026Micro-entity accountsNot audited

Net assets

£32.2k

−7.5% from £34.7k

Employees (average)

5

+67% from 3

Owed within a year

£160k

+94% from £82.9k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14895025. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Finova Money’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2023

21 June 2023

  • Became an appointed representative

FCA register

25 May 2023

  • Incorporated at Companies House
  • Robert Francis Bell became a part-owner (25–50% of shares)
  • Robert Frederick Barrington Schwarz became a part-owner (25–50% of shares)
  • Scott David Millar became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms like Finova Money

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeBarrenjoey Investment Management (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Finova Money

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Finova Money Limited FCA authorised?
Finova Money Limited (FRN 998351) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Finova Money?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Finova Money Limited (FRN 998351) is an AR of Sense Network Limited (FRN 465124). When you use Finova Money's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Finova Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Finova Money’s phone number and website?
The FCA register lists the phone number 020 7941 8578 and the website finovamoney.co.uk for Finova Money. If you were given different contact details, use these to check with the firm before going any further.
Is Finova Money a scam or clone?
Finova Money is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Finova Money?
Protection works through Sense Network Limited, the principal firm responsible for Finova Money's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Finova Money?
Companies House lists 3 people with significant control of Finova Money: Mr Scott David Millar (25–50% of shares), Mr Robert Francis Bell (25–50% of shares) and Mr Robert Frederick Barrington Schwarz (25–50% of shares).
Who runs Finova Money?
Companies House lists 3 directors of Finova Money: Robert Francis Bell, Scott David Millar and Robert Frederick Barrington Schwarz.
How long has Finova Money been in business?
The company was formed on 25 May 2023.
What do Finova Money’s latest accounts show?
Its latest accounts, to 31 May 2026, show net assets of £32.2k (−7.5% from £34.7k).

Sources and links

The full report on Finova Money Limited

£19.99 · Instant PDF download

Loading secure checkout…