First Data Europe Limited

Reference number: 582703

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When merchants.fiserv.com first appeared online, and whether it can receive email
  • What kind of line 01268 432617 is, and the other firm that gives it
  • Who else gives the postcode SS14 3WF
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Carat from Fiserv Trading name
  • Clover Trading name
  • First Data Trading name
  • Fiserv Trading name
  • FDMS (First Data Merchant Solutions) Former trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • 3. Executing payment transactions (no credit line)
  • 5. Issuing and/or acquiring of payment instruments.
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02012925
Company status
Active
Company type
Private limited company
Incorporated
22 April 1986 (40 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David Henry Klein Director May 1979 22 Feb 2022 None
Irene Enjema Molulu Director Apr 1972 3 Mar 2022 None
Jonathan Boland Director Sep 1986 8 Dec 2022 None
Lara Byrne Director Dec 1974 16 Mar 2026 None
Kyle Brown Secretary Not published 8 Dec 2022 –

In the full report: every company its directors have run

  • Confirmation that these 4 directors run no other company
  • All 29 people who have been directors, with their dates
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Key dates in its history

First Data Europe’s history from the FCA register and Companies House, newest first.

Key events (9) All events (67)

2018

21 May 2018

  • Became an authorised payment institution

FCA register

2016

6 April 2016

  • Fdr U.K. Limited took control (75–100% of shares)

Companies House

2013

5 August 2013

  • Regulated by the FCA from this date

FCA register

31 March 2013

  • No longer regulated by the Financial Services Authority

FCA register

2 January 2013

  • Regulated by the Financial Services Authority from this date

FCA register

2012

18 May 2012

  • Board replaced: both directors left and 3 new directors took over

Companies House

1992

22 October 1992

  • Board replaced: both directors left and 2 new directors took over

Companies House

1991

5 July 1991

  • Board replaced: both directors left and 2 new directors took over

Companies House

1986

22 April 1986

  • Incorporated at Companies House

Companies House

In the full report: all 67 events

  • All 67 events in its history (9 shown here)
  • Every director appointment and resignation: 52
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Firms connected to First Data Europe

Other FCA-listed firms that share a director, phone number or address with First Data Europe. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its phone number
1
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like First Data Europe

Other firms of the same type (payment or money transfer firm), nearest first.

In Basildon

First Merchant Processing (UK) LimitedBasildonAuthorised

In the Southend-on-Sea (SS) postcode area

Sedel Capital LLPBenfleetRegistered

Elsewhere in the UK

Uber Payments UK LimitedLondonAuthorisedeBay Commerce UK LtdAuthorisedWise Payments LimitedLondonAuthorisedHiFX Europe LimitedBracknellAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on First Data Europe

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 67 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is First Data Europe Limited FCA authorised?
Yes, First Data Europe Limited (FRN 582703) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is First Data Europe’s phone number and website?
The FCA register lists the phone number 01268 432617 and the website merchants.fiserv.com/en-uk for First Data Europe. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is First Data Europe a scam or clone?
First Data Europe is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with First Data Europe?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about First Data Europe to the Financial Ombudsman Service, free of charge.
Who owns First Data Europe?
First Data Europe is owned by Fdr U.K. Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs First Data Europe?
Companies House lists 4 directors of First Data Europe: David Henry Klein, Irene Enjema Molulu, Jonathan Boland and Lara Byrne.
How long has First Data Europe been in business?
The company was formed on 22 April 1986, and has held its current FCA authorisation since May 2018.
Does First Data Europe use any other names?
It trades as Carat from Fiserv, Clover, First Data and Fiserv. It has previously used the name FDMS (First Data Merchant Solutions).

Sources and links

The full report on First Data Europe Limited

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