Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 10 years
- Protected through the principal
- No FCA actions
- Active company since 2016
- Accounts filed up to 31 July 2025
Responsible principal firm
Sense Network Limited Reference number: 465124 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Five Wealth Ltd (FRN 750840) is an AR of Sense Network Limited (FRN 465124). When you use Five Wealth's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Five Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Level 8, ABC Building, 21-23 Quay Street, Manchester, M3 4AE, United Kingdom
In the full report: 2 background checks
- What kind of line 0161 521 0800 is
- Who else gives the postcode M3 4AE
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Sense Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- FIVE WEALTH LIMITED
- Company number
- 10240184 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 June 2016 (10 years old)
- Registered office
- Level 8 Abc Building, 21-23 Quay Street, Manchester, M3 4AE, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Phillip Mark Dewhurst | Director | Feb 1960 | 20 Jun 2016 | 2 other companies |
| Stephen John Jordan | Director | May 1981 | 29 Jun 2016 | 5 other companies |
| Philip Henry Shaw | Director | May 1967 | 29 Jun 2016 | 2 other companies |
| Stephen Frank Hughes | Director | Sep 1973 | 29 Jun 2016 | 6 other companies |
| Jonathan Charles Partington | Director | Oct 1967 | 17 May 2024 | 4 other companies |
| Elizabeth Colfer | Director | May 1991 | 18 Sep 2024 | None |
| Richard Gosling | Director | May 1989 | 18 Sep 2024 | None |
| Amy Grace | Director | Oct 1989 | 18 Sep 2024 | None |
Other companies run by these 8 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 12
- closed down
- 3
- is FCA-registered
- 1
In the full report: all 12 companies, named
- What each company does, and whether it is still trading
- Which of these 8 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register, including one no longer authorised
- The 4 companies these 8 directors run together
- All 9 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£4.18m
+64% from £2.54m
Cash at bank
£1.70m
+14% from £1.49m
Owed within a year
£575k
+25% from £461k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 10240184. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Five Wealth’s history from the FCA register and Companies House, newest first.
2023
31 March 2023
- Five Wealth Intermediate Limited took control (75–100% of shares)
- Phillip Dewhurst stopped being a part-owner
Companies House
2018
2 November 2018
- Phillip Dewhurst became a part-owner (25–50% of shares)
Companies House
2016
23 June 2016
- Became an appointed representative
FCA register
20 June 2016
- Incorporated at Companies House
Companies House
In the full report: all 15 events
- All 15 events in its history (5 shown here)
- Every director appointment and resignation: 10
Firms connected to Five Wealth
Other FCA-listed firms that share a director, phone number or address with Five Wealth. A link shows who the firm is tied to, not whether either can be trusted.
- past link
- 1
In the full report: all 0 connected firms, named
- 1 past link through former directors
Firms like Five Wealth
Other firms of the same type (financial adviser), nearest first.
In Manchester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Five Wealth
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 12 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 15 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk