Forum Wealth Management Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 23 years
Protected through the principal
No FCA actions
Active company since 2003
Accounts filed up to 31 March 2026

Responsible principal firm

Sense Network Limited Reference number: 465124 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Forum Wealth Management Ltd (FRN 227192) is an AR of Sense Network Limited (FRN 465124). When you use Forum Wealth Management's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Forum Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

forumwealth.com (opens in a new tab)
Phone number

020 7920 7520
Address

46 Aldgate High St, London, EC3N 1AL, United Kingdom

In the full report: 3 background checks

When forumwealth.com first appeared online, and whether it can receive email
What kind of line 020 7920 7520 is
Who else gives the postcode EC3N 1AL

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Sense Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name: FORUM WEALTH MANAGEMENT LIMITED
Company number: 04812359 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 26 June 2003 (23 years old)
Registered office: 46 Aldgate High Street, London, EC3N 1AL
Nature of business: Life insurance (SIC 65110)
Non-life insurance (SIC 65120)
Pension funding (SIC 65300)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Jonathan St. George Downe	Director	Jul 1961	26 Jun 2003	3 other companies
Ian Paul Wilson	Director	Jul 1971	14 Sep 2007	2 other companies
Ian Paul Wilson	Secretary	Not published	26 Jun 2003	2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 4
closed down: 2
run together: 1

In the full report: all 4 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 2 directors run together
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Net assets

£171k

−2.5% from £175k

Employees (average)

0

−100% from 4

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04812359. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Forum Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2016

6 April 2016

Ian Paul Wilson gained significant control
Jonathan St. George Downe became the majority owner (50–75% of shares)

Companies House

2003

1 August 2003

Became an appointed representative

FCA register

26 June 2003

Incorporated at Companies House

Companies House

In the full report: all 10 events

All 10 events in its history (4 shown here)
Every director appointment and resignation: 6

Firms connected to Forum Wealth Management

Other FCA-listed firms that share a director, phone number or address with Forum Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Forum Wealth Management

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representative Magellan Investment Partners (UK) LimitedLondonAppointed representative Moonfare UK LimitedLondonAppointed representative Alpha FX Institutional LimitedLondonAppointed representative LCP Capital Solutions LimitedLondonAppointed representative Brighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Forum Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

4 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 10 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Forum Wealth Management Ltd FCA authorised?

Forum Wealth Management Ltd (FRN 227192) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Forum Wealth Management?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Forum Wealth Management Ltd (FRN 227192) is an AR of Sense Network Limited (FRN 465124). When you use Forum Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Forum Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Forum Wealth Management’s phone number and website?

The FCA register lists the phone number 020 7920 7520 and the website forumwealth.com for Forum Wealth Management. If you were given different contact details, use these to check with the firm before going any further.

Is Forum Wealth Management a scam or clone?

Forum Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Forum Wealth Management?

Protection works through Sense Network Limited, the principal firm responsible for Forum Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Forum Wealth Management?

Companies House lists 2 people with significant control of Forum Wealth Management: Mr Jonathan St. George Downe (50–75% of shares) and Mr Ian Paul Wilson (significant influence or control).

Who runs Forum Wealth Management?

Companies House lists 2 directors of Forum Wealth Management: Jonathan St. George Downe and Ian Paul Wilson.

How long has Forum Wealth Management been in business?

The company was formed on 26 June 2003.

What do Forum Wealth Management’s latest accounts show?

Its latest accounts, to 31 March 2026, show net assets of £171k (−2.5% from £175k).