Gemstone Wealth Ltd

Reference number: 973710

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01432 340567

  • Address

    43 Portfield Street, Hereford, HR1 2SE, United Kingdom

In the full report: 2 background checks

  • What kind of line 01432 340567 is
  • Who else gives the postcode HR1 2SE
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
13 January 2022 (4 years old)
Registered office
43 Portfield Street, Hereford, HR1 2SE, United Kingdom
Nature of business
  • Activities of financial services holding companies (SIC 64205)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Michael Yarwood Director Dec 1962 13 Jan 2022 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£7,141

−40% from £11.9k

Employees (average)

2

Same as 2

Owed within a year

£23.6k

<1% from £23.5k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2023 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13848004. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gemstone Wealth’s history from the FCA register and Companies House, newest first.

2022

7 September 2022

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

13 January 2022

  • Incorporated at Companies House
  • Christopher Michael Yarwood took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Gemstone Wealth

Other firms of the same type (financial adviser), nearest first.

In Hereford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gemstone Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Gemstone Wealth Ltd FCA authorised?
Yes, Gemstone Wealth Ltd (FRN 973710) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2022 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Gemstone Wealth’s phone number?
The FCA register lists the phone number 01432 340567 for Gemstone Wealth. If you were given different contact details, use these to check with the firm before going any further.
Is Gemstone Wealth a scam or clone?
Gemstone Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gemstone Wealth?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Gemstone Wealth to the Financial Ombudsman Service, free of charge.
Who owns Gemstone Wealth?
Companies House lists one person with significant control of Gemstone Wealth: Mr Christopher Michael Yarwood (75–100% of shares).
Who runs Gemstone Wealth?
Companies House lists one director of Gemstone Wealth: Christopher Michael Yarwood.
How long has Gemstone Wealth been in business?
The company was formed on 13 January 2022, and has held its current FCA authorisation since September 2022.
What do Gemstone Wealth’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £7,141 (−40% from £11.9k).

Sources and links

The full report on Gemstone Wealth Ltd

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