Hereford Financial Services Ltd

Reference number: 961398

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hfsltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 07970 181627 is
  • Who else gives the postcode HR1 4AG
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 September 2021 (5 years old)
Registered office
3 The Sheepcote, Monks Orchard Lumber Lane, Lugwardine, Hereford, HR1 4AG, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip Sayce Director Jan 1958 14 Sep 2021 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 28 February 2026Micro-entity accountsNot audited

Net assets

£71.0k

+37% from £52.0k

Employees (average)

2

Same as 2

Owed within a year

£21.5k

+45% from £14.8k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2023 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13620485. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Hereford Financial Services’s history from the FCA register and Companies House, newest first.

2022

28 April 2022

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
  • Became authorised by the FCA

FCA register

2021

14 September 2021

  • Incorporated at Companies House
  • Philip David Sayce took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like Hereford Financial Services

Other firms of the same type (financial adviser), nearest first.

In Hereford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hereford Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Hereford Financial Services Ltd FCA authorised?
Yes, Hereford Financial Services Ltd (FRN 961398) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2022 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Hereford Financial Services’ phone number and website?
The FCA register lists the phone number 07970 181627 and the website hfsltd.co.uk for Hereford Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Hereford Financial Services a scam or clone?
Hereford Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hereford Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Hereford Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Hereford Financial Services?
Companies House lists one person with significant control of Hereford Financial Services: Mr Philip David Sayce (75–100% of shares).
Who runs Hereford Financial Services?
Companies House lists one director of Hereford Financial Services: Philip Sayce.
How long has Hereford Financial Services been in business?
The company was formed on 14 September 2021, and has held its current FCA authorisation since April 2022.
What do Hereford Financial Services’ latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £71.0k (+37% from £52.0k).

Sources and links

The full report on Hereford Financial Services Ltd

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